{"id":7816,"date":"2026-01-01T12:50:18","date_gmt":"2026-01-01T09:20:18","guid":{"rendered":"https:\/\/jooiakar.com\/blog\/?p=7816"},"modified":"2026-02-07T09:10:04","modified_gmt":"2026-02-07T05:40:04","slug":"optional-insurance","status":"publish","type":"post","link":"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/","title":{"rendered":"\u0633\u06cc\u0631 \u062a\u0627 \u067e\u06cc\u0627\u0632 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc + \u0645\u062d\u0627\u0633\u0628\u0647\u200c\u06af\u0631 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0645\u0633\u062a\u0645\u0631\u06cc \u06f1\u06f4\u06f0\u06f4"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7816\" class=\"elementor elementor-7816\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1bab7c61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1bab7c61\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-394a093d\" data-id=\"394a093d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f23bab elementor-widget elementor-widget-text-editor\" data-id=\"2f23bab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"5\">\u0627\u06af\u0631 \u0628\u0647 \u0647\u0631 \u062f\u0644\u06cc\u0644\u06cc \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 \u062c\u0627\u06cc\u06cc \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u06cc\u0633\u062a\u06cc\u062f \u0627\u0645\u0627 \u0646\u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0622\u06cc\u0646\u062f\u0647 \u0648 \u062f\u0648\u0631\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u062e\u0637\u0631 \u0628\u06cc\u0646\u062f\u0627\u0632\u06cc\u062f\u060c <b data-path-to-node=\"5\" data-index-in-node=\"111\">\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc (\u062e\u0648\u06cc\u0634\u200c\u0641\u0631\u0645\u0627)<\/b> \u0628\u0647\u062a\u0631\u06cc\u0646 \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0646\u0648\u0639 \u0628\u06cc\u0645\u0647\u060c \u0634\u0645\u0627 \u062e\u0648\u062f\u062a\u0627\u0646 \u0647\u0645 \u06a9\u0627\u0631\u06af\u0631 \u0648 \u0647\u0645 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc \u062e\u0648\u062f \u0647\u0633\u062a\u06cc\u062f \u0648 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0627 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u06cc\u200c\u0628\u0646\u062f\u06cc\u062f.<\/p><blockquote data-path-to-node=\"7\"><p data-path-to-node=\"7,0\">\u23f1\ufe0f <strong>\u067e\u0627\u0633\u062e \u0633\u0631\u06cc\u0639 \u0628\u0647 \u0633\u0648\u0627\u0644\u0627\u062a \u067e\u0631\u062a\u06a9\u0631\u0627\u0631<\/strong><\/p><p data-path-to-node=\"7,1\">\u0627\u06af\u0631 \u0632\u0645\u0627\u0646 \u06a9\u0627\u0641\u06cc \u0628\u0631\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0644 \u0645\u0642\u0627\u0644\u0647 \u0631\u0627 \u0646\u062f\u0627\u0631\u06cc\u062f\u060c \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0646\u06a9\u0627\u062a \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0627\u06cc\u0646\u062c\u0627\u0633\u062a:<\/p><ul data-path-to-node=\"7,2\"><li><p data-path-to-node=\"7,2,0,0\"><b data-path-to-node=\"7,2,0,0\" data-index-in-node=\"0\">\u0646\u0631\u062e \u062d\u0642\u200c\u0628\u06cc\u0645\u0647:<\/b> \u06f2\u06f7 \u062f\u0631\u0635\u062f (\u062a\u0645\u0627\u0645 \u0645\u0628\u0644\u063a \u062a\u0648\u0633\u0637 \u062e\u0648\u062f\u0650 \u0634\u062e\u0635 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f).<\/p><\/li><li><p data-path-to-node=\"7,2,1,0\"><b data-path-to-node=\"7,2,1,0\" data-index-in-node=\"0\">\u062e\u062f\u0645\u0627\u062a \u0634\u0627\u0645\u0644:<\/b> \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc\u060c \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc\u060c \u0641\u0648\u062a\u060c \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc \u0648 \u067e\u0631\u0648\u062a\u0632 \u0648 \u0627\u0648\u0631\u062a\u0632.<\/p><\/li><li><p data-path-to-node=\"7,2,2,0\"><b data-path-to-node=\"7,2,2,0\" data-index-in-node=\"0\">\u0634\u0631\u0637 \u0633\u0646\u06cc:<\/b> \u062d\u062f\u0627\u06a9\u062b\u0631 \u06f5\u06f0 \u0633\u0627\u0644 (\u0628\u0631\u0627\u06cc \u0633\u0646\u06cc\u0646 \u0628\u0627\u0644\u0627\u062a\u0631\u060c \u0633\u0627\u0628\u0642\u0647 \u0642\u0628\u0644\u06cc \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f).<\/p><\/li><li><p data-path-to-node=\"7,2,3,0\"><b data-path-to-node=\"7,2,3,0\" data-index-in-node=\"0\">\u0634\u0631\u0637 \u0633\u0627\u0628\u0642\u0647:<\/b> \u062f\u0627\u0634\u062a\u0646 \u062d\u062f\u0627\u0642\u0644 <b data-path-to-node=\"7,2,3,0\" data-index-in-node=\"23\">\u06f3\u06f0 \u0631\u0648\u0632 \u0633\u0627\u0628\u0642\u0647<\/b> \u0628\u06cc\u0645\u0647 \u0642\u0628\u0644\u06cc \u0627\u0644\u0632\u0627\u0645\u06cc \u0627\u0633\u062a.<\/p><\/li><li><p data-path-to-node=\"7,2,4,0\"><b data-path-to-node=\"7,2,4,0\" data-index-in-node=\"0\">\u0645\u0628\u0644\u063a \u0645\u0627\u0647\u0627\u0646\u0647:<\/b> \u0628\u0631 \u0645\u0628\u0646\u0627\u06cc \u062d\u0642\u0648\u0642 \u0627\u0646\u062a\u062e\u0627\u0628\u06cc (\u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u062d\u062f\u0627\u0642\u0644 \u062d\u062f\u0648\u062f \u06f2.\u06f8 \u062a\u0627 \u06f3 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646).<\/p><\/li><li><p data-path-to-node=\"7,2,5,0\"><b data-path-to-node=\"7,2,5,0\" data-index-in-node=\"0\">\u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc:<\/b> \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc <b data-path-to-node=\"7,2,5,0\" data-index-in-node=\"25\">\u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0646\u062f\u0627\u0631\u062f<\/b> \u0648 \u063a\u0631\u0627\u0645\u062a \u062f\u0633\u062a\u0645\u0632\u062f \u0627\u06cc\u0627\u0645 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0628\u0647 \u0622\u0646 \u062a\u0639\u0644\u0642 \u0646\u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.<\/p><\/li><\/ul><\/blockquote><h2 data-path-to-node=\"9\"><span class=\"ez-toc-section\" id=\"%D9%85%D8%B3%D8%AA%D9%85%D8%B1%DB%8C_%D8%AE%D9%88%D8%AF_%D8%B1%D8%A7_%D9%87%D9%85%DB%8C%D9%86_%D8%AD%D8%A7%D9%84%D8%A7_%D9%85%D8%AD%D8%A7%D8%B3%D8%A8%D9%87_%DA%A9%D9%86%DB%8C%D8%AF\"><\/span>\u0645\u0633\u062a\u0645\u0631\u06cc \u062e\u0648\u062f \u0631\u0627 \u0647\u0645\u06cc\u0646 \u062d\u0627\u0644\u0627 \u0645\u062d\u0627\u0633\u0628\u0647 \u06a9\u0646\u06cc\u062f!<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"10\">\u0628\u0632\u0631\u06af\u062a\u0631\u06cc\u0646 \u062f\u063a\u062f\u063a\u0647 \u0647\u0631 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647\u200c\u0627\u06cc \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647: \u00ab\u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0686\u0642\u062f\u0631 \u062d\u0642\u0648\u0642 \u0645\u06cc\u200c\u06af\u06cc\u0631\u0645\u061f\u00bb. \u0645\u0627 \u0628\u0631\u0627\u06cc \u0627\u0648\u0644\u06cc\u0646 \u0628\u0627\u0631\u060c \u0627\u0628\u0632\u0627\u0631 \u0647\u0648\u0634\u0645\u0646\u062f\u06cc \u0637\u0631\u0627\u062d\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645 \u06a9\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0648 \u062a\u0648\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0645\u0627\u060c \u0645\u0628\u0644\u063a \u062f\u0642\u06cc\u0642 \u0645\u0633\u062a\u0645\u0631\u06cc \u0648 \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u06af\u0634\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0631\u0627 \u062a\u062e\u0645\u06cc\u0646 \u0645\u06cc\u200c\u0632\u0646\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c8ce3 elementor-widget elementor-widget-html\" data-id=\"74c8ce3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\r\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\r\n\r\n<style>\r\n    :root {\r\n        --pt-navy: #203656;\r\n        --pt-accent: #FE4F70;\r\n        --pt-bg-tool: #f4f8fd;\r\n        --pt-input-bg: #ffffff;\r\n        --pt-border: #dae4f0;\r\n        --pt-font: 'Vazirmatn', sans-serif;\r\n        --pt-success: #10b981;\r\n        --pt-purple: #8b5cf6;\r\n    }\r\n\r\n    .pro-tool-wrapper {\r\n        font-family: var(--pt-font);\r\n        direction: rtl;\r\n        background-color: var(--pt-bg-tool);\r\n        border: 1px solid var(--pt-border);\r\n        border-top: 5px solid var(--pt-accent);\r\n        border-radius: 20px;\r\n        box-shadow: 0 12px 35px rgba(32, 54, 86, 0.06);\r\n        max-width: 950px;\r\n        margin: 30px auto;\r\n        padding: 40px;\r\n        position: relative;\r\n    }\r\n\r\n    .pro-header {\r\n        text-align: center;\r\n        margin-bottom: 30px;\r\n        border-bottom: 2px dashed rgba(32, 54, 86, 0.1);\r\n        padding-bottom: 20px;\r\n    }\r\n\r\n    .pro-header h2 {\r\n        color: var(--pt-navy);\r\n        font-size: 1.6rem;\r\n        font-weight: 900;\r\n        margin-bottom: 10px;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        gap: 10px;\r\n    }\r\n\r\n    \/* \u062a\u0628\u200c\u0647\u0627\u06cc \u0627\u0635\u0644\u06cc (\u0632\u0646\u0627\u0646 \/ \u0645\u0634\u0627\u063a\u0644) *\/\r\n    .type-tabs {\r\n        display: flex;\r\n        background: #e2e8f0;\r\n        padding: 5px;\r\n        border-radius: 12px;\r\n        margin-bottom: 25px;\r\n    }\r\n    .type-tab {\r\n        flex: 1;\r\n        text-align: center;\r\n        padding: 12px;\r\n        cursor: pointer;\r\n        font-weight: 700;\r\n        color: #64748b;\r\n        border-radius: 10px;\r\n        transition: all 0.3s ease;\r\n        display: flex;\r\n        align-items: center;\r\n        justify-content: center;\r\n        gap: 8px;\r\n    }\r\n    .type-tab.active {\r\n        background: #fff;\r\n        color: var(--pt-navy);\r\n        box-shadow: 0 4px 12px rgba(0,0,0,0.08);\r\n    }\r\n    .type-tab:hover:not(.active) { background: #cbd5e1; color: #475569; }\r\n\r\n    \/* \u06af\u0631\u06cc\u062f \u0627\u0635\u0644\u06cc *\/\r\n    .calc-grid {\r\n        display: grid;\r\n        grid-template-columns: 1.2fr 1fr;\r\n        gap: 30px;\r\n    }\r\n    @media (max-width: 850px) { .calc-grid { grid-template-columns: 1fr; } }\r\n\r\n    \/* \u0628\u062e\u0634 \u0648\u0631\u0648\u062f\u06cc\u200c\u0647\u0627 *\/\r\n    .input-section { background: #fff; padding: 25px; border-radius: 16px; border: 1px solid #e2e8f0; }\r\n\r\n    .toggle-group {\r\n        display: flex;\r\n        gap: 10px;\r\n        margin-bottom: 20px;\r\n    }\r\n    .toggle-item {\r\n        flex: 1;\r\n        border: 1px solid #cbd5e1;\r\n        border-radius: 10px;\r\n        padding: 10px 5px;\r\n        text-align: center;\r\n        cursor: pointer;\r\n        transition: 0.2s;\r\n        display: flex;\r\n        flex-direction: column;\r\n        align-items: center;\r\n        justify-content: center;\r\n        min-height: 60px;\r\n    }\r\n    .toggle-item span { font-size: 0.9rem; font-weight: bold; color: var(--pt-navy); }\r\n    .toggle-item small { font-size: 0.7rem; color: #64748b; margin-top: 4px; }\r\n    \r\n    .toggle-item.active {\r\n        background: #eff6ff;\r\n        border-color: var(--pt-navy);\r\n        box-shadow: 0 0 0 1px var(--pt-navy);\r\n    }\r\n    .toggle-item.active span { color: var(--pt-navy); }\r\n\r\n    .field-label {\r\n        font-size: 0.9rem;\r\n        font-weight: 700;\r\n        color: var(--pt-navy);\r\n        margin-bottom: 10px;\r\n        display: block;\r\n    }\r\n\r\n    .amount-wrapper { position: relative; margin-bottom: 20px; }\r\n    .amount-input {\r\n        width: 100%;\r\n        padding: 15px 15px 15px 60px;\r\n        font-size: 1.4rem;\r\n        font-weight: bold;\r\n        color: var(--pt-navy);\r\n        border: 2px solid #cbd5e1;\r\n        border-radius: 12px;\r\n        text-align: center;\r\n        font-family: var(--pt-font);\r\n        box-sizing: border-box;\r\n    }\r\n    .amount-input:focus { border-color: var(--pt-accent); outline: none; }\r\n    .currency-tag {\r\n        position: absolute;\r\n        left: 20px;\r\n        top: 50%;\r\n        transform: translateY(-50%);\r\n        color: #94a3b8;\r\n        font-size: 0.85rem;\r\n    }\r\n\r\n    \/* \u0627\u0633\u0644\u0627\u06cc\u062f\u0631 \u0633\u0641\u0627\u0631\u0634\u06cc *\/\r\n    .slider-container { margin-top: 25px; }\r\n    .slider-header { display: flex; justify-content: space-between; margin-bottom: 10px; }\r\n    .slider-val { color: var(--pt-accent); font-weight: 900; font-size: 1.1rem; }\r\n    \r\n    input[type=range] {\r\n        width: 100%;\r\n        -webkit-appearance: none;\r\n        background: transparent;\r\n    }\r\n    input[type=range]::-webkit-slider-thumb {\r\n        -webkit-appearance: none;\r\n        height: 24px;\r\n        width: 24px;\r\n        border-radius: 50%;\r\n        background: var(--pt-accent);\r\n        cursor: pointer;\r\n        margin-top: -10px;\r\n        box-shadow: 0 2px 6px rgba(254, 79, 112, 0.4);\r\n    }\r\n    input[type=range]::-webkit-slider-runnable-track {\r\n        width: 100%;\r\n        height: 6px;\r\n        cursor: pointer;\r\n        background: #e2e8f0;\r\n        border-radius: 5px;\r\n    }\r\n\r\n    \/* \u0628\u062e\u0634 \u0646\u062a\u0627\u06cc\u062c *\/\r\n    .result-section { display: flex; flex-direction: column; gap: 15px; }\r\n\r\n    .res-card {\r\n        background: #fff;\r\n        padding: 20px;\r\n        border-radius: 16px;\r\n        box-shadow: 0 5px 20px rgba(0,0,0,0.03);\r\n        border-right: 5px solid var(--pt-navy);\r\n        position: relative;\r\n        overflow: hidden;\r\n    }\r\n    .res-card.primary { border-right-color: var(--pt-accent); background: linear-gradient(to left, #fff, #fff0f3); }\r\n    .res-card.roi { border-right-color: var(--pt-purple); background: linear-gradient(to left, #fff, #f3f0ff); }\r\n\r\n    .res-title { font-size: 0.85rem; color: #64748b; margin-bottom: 5px; display: flex; align-items: center; gap: 5px; }\r\n    .res-value { font-size: 1.5rem; font-weight: 900; color: var(--pt-navy); }\r\n    .res-sub { font-size: 0.75rem; color: #059669; background: #dcfce7; padding: 2px 8px; border-radius: 6px; display: inline-block; margin-top: 5px; font-weight: bold; }\r\n\r\n    .chart-box {\r\n        background: #fff;\r\n        padding: 15px;\r\n        border-radius: 16px;\r\n        border: 1px solid #e2e8f0;\r\n        height: 200px;\r\n        position: relative;\r\n    }\r\n\r\n    .alert-box {\r\n        margin-top: 15px;\r\n        padding: 15px;\r\n        border-radius: 10px;\r\n        font-size: 0.85rem;\r\n        line-height: 1.6;\r\n        display: flex;\r\n        gap: 10px;\r\n    }\r\n    .alert-box.info { background: #fffbeb; color: #92400e; border: 1px dashed #f59e0b; }\r\n    .alert-box.error { background: #fef2f2; color: #991b1b; border: 1px solid #fecaca; display: none; }\r\n\r\n<\/style>\r\n\r\n<div class=\"pro-tool-wrapper\">\r\n    \r\n    <div class=\"pro-header\">\r\n        <h2><span class=\"ez-toc-section\" id=\"%D8%B4%D8%A8%DB%8C%D9%87%E2%80%8C%D8%B3%D8%A7%D8%B2_%D9%87%D9%88%D8%B4%D9%85%D9%86%D8%AF_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%DB%B1%DB%B4%DB%B0%DB%B4\"><\/span><i class=\"fa-solid fa-calculator\"><\/i> \u0634\u0628\u06cc\u0647\u200c\u0633\u0627\u0632 \u0647\u0648\u0634\u0645\u0646\u062f \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u06f1\u06f4\u06f0\u06f4<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n        <p style=\"color:#64748b; font-size:0.9rem;\">\r\n            \u0628\u0627 \u0645\u062d\u0627\u0633\u0628\u0647 \u0646\u0631\u062e\u200c\u0647\u0627 \u0648 \u0633\u0648\u0627\u0628\u0642\u060c \u0622\u06cc\u0646\u062f\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062e\u0648\u062f \u0631\u0627 \u062f\u0642\u06cc\u0642\u200c\u062a\u0631 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u06a9\u0646\u06cc\u062f.\r\n        <\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter-rtl ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u062f\u0631 \u0627\u06cc\u0646 \u0635\u0641\u062d\u0647 \u0686\u0647 \u0645\u06cc\u200c\u062e\u0648\u0627\u0646\u06cc\u062f:<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D9%85%D8%B3%D8%AA%D9%85%D8%B1%DB%8C_%D8%AE%D9%88%D8%AF_%D8%B1%D8%A7_%D9%87%D9%85%DB%8C%D9%86_%D8%AD%D8%A7%D9%84%D8%A7_%D9%85%D8%AD%D8%A7%D8%B3%D8%A8%D9%87_%DA%A9%D9%86%DB%8C%D8%AF\" >\u0645\u0633\u062a\u0645\u0631\u06cc \u062e\u0648\u062f \u0631\u0627 \u0647\u0645\u06cc\u0646 \u062d\u0627\u0644\u0627 \u0645\u062d\u0627\u0633\u0628\u0647 \u06a9\u0646\u06cc\u062f!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%B4%D8%A8%DB%8C%D9%87%E2%80%8C%D8%B3%D8%A7%D8%B2_%D9%87%D9%88%D8%B4%D9%85%D9%86%D8%AF_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%DB%B1%DB%B4%DB%B0%DB%B4\" >\u0634\u0628\u06cc\u0647\u200c\u0633\u0627\u0632 \u0647\u0648\u0634\u0645\u0646\u062f \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u06f1\u06f4\u06f0\u06f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%D8%AF%D9%82%DB%8C%D9%82%D8%A7%D9%8B_%DA%86%DB%8C%D8%B3%D8%AA_%D9%88_%DA%86%D9%87_%D9%85%D8%A7%D9%87%DB%8C%D8%AA%DB%8C_%D8%AF%D8%A7%D8%B1%D8%AF%D8%9F\" >\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u06cc\u0633\u062a \u0648 \u0686\u0647 \u0645\u0627\u0647\u06cc\u062a\u06cc \u062f\u0627\u0631\u062f\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%A7%D9%86%D9%88%D8%A7%D8%B9_%D8%A8%DB%8C%D9%85%D9%87%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%BA%DB%8C%D8%B1%E2%80%8C%D8%A7%D8%AC%D8%A8%D8%A7%D8%B1%DB%8C\" >\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631\u200c\u0627\u062c\u0628\u0627\u0631\u06cc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85%D8%9B_%D8%A2%DB%8C%D8%A7_%D8%B4%D9%85%D8%A7_%D9%88%D8%A7%D8%AC%D8%AF_%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D9%87%D8%B3%D8%AA%DB%8C%D8%AF%D8%9F\" >\u0634\u0631\u0627\u06cc\u0637 \u062b\u0628\u062a\u200c\u0646\u0627\u0645\u061b \u0622\u06cc\u0627 \u0634\u0645\u0627 \u0648\u0627\u062c\u062f \u0634\u0631\u0627\u06cc\u0637 \u0647\u0633\u062a\u06cc\u062f\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%B1%D8%A7%D9%87%D9%86%D9%85%D8%A7%DB%8C_%DA%AF%D8%A7%D9%85%E2%80%8C%D8%A8%D9%87%E2%80%8C%DA%AF%D8%A7%D9%85_%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85%D8%9B_%D8%A7%D8%B2_%D9%88%D8%A8%E2%80%8C%D8%B3%D8%A7%DB%8C%D8%AA_%D8%AA%D8%A7_%D8%A7%D9%BE%D9%84%DB%8C%DA%A9%DB%8C%D8%B4%D9%86_%D9%87%D9%88%D8%B4%D9%85%D9%86%D8%AF\" >\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06af\u0627\u0645\u200c\u0628\u0647\u200c\u06af\u0627\u0645 \u062b\u0628\u062a\u200c\u0646\u0627\u0645\u061b \u0627\u0632 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a \u062a\u0627 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0647\u0648\u0634\u0645\u0646\u062f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%DA%86%D9%87_%D9%85%D8%B2%D8%A7%DB%8C%D8%A7_%D9%88_%D9%85%D8%AD%D8%AF%D9%88%D8%AF%DB%8C%D8%AA%E2%80%8C%D9%87%D8%A7%DB%8C%DB%8C_%D8%AF%D8%A7%D8%B1%D8%AF%D8%9F\" >\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0686\u0647 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/jooiakar.com\/blog\/news\/labor-law\/optional-insurance\/#%D9%BE%D8%A7%D8%B3%D8%AE_%D8%A8%D9%87_%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%DA%A9%D9%84%DB%8C%D8%AF%DB%8C_%D8%AF%D8%B1%D8%A8%D8%A7%D8%B1%D9%87_%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\" >\u067e\u0627\u0633\u062e \u0628\u0647 \u0633\u0648\u0627\u0644\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/a><\/li><\/ul><\/nav><\/div>\n\r\n    <\/div>\r\n\r\n    <div class=\"type-tabs\">\r\n        <div id=\"tab-women\" class=\"type-tab active\" onclick=\"setAppType('women')\">\r\n            <i class=\"fa-solid fa-person-dress\"><\/i> \u0628\u06cc\u0645\u0647 \u0632\u0646\u0627\u0646 \u062e\u0627\u0646\u0647\u200c\u062f\u0627\u0631\r\n        <\/div>\r\n        <div id=\"tab-jobs\" class=\"type-tab\" onclick=\"setAppType('jobs')\">\r\n            <i class=\"fa-solid fa-briefcase\"><\/i> \u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"calc-grid\">\r\n        <div class=\"input-section\">\r\n            \r\n            <div id=\"medical-section\" style=\"display:none; margin-bottom:20px;\">\r\n                <span class=\"field-label\"><i class=\"fa-solid fa-notes-medical\"><\/i> \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc (\u062f\u0641\u062a\u0631\u0686\u0647)<\/span>\r\n                <div class=\"toggle-group\">\r\n                    <div class=\"toggle-item active\" onclick=\"setMedical(false, this)\">\r\n                        <span>\u0628\u062f\u0648\u0646 \u062f\u0631\u0645\u0627\u0646<\/span>\r\n                        <small>\u0641\u0642\u0637 \u0633\u0627\u0628\u0642\u0647<\/small>\r\n                    <\/div>\r\n                    <div class=\"toggle-item\" onclick=\"setMedical(true, this)\">\r\n                        <span>\u0628\u0627 \u062f\u0631\u0645\u0627\u0646<\/span>\r\n                        <small>\u062d\u0642 \u0628\u06cc\u0645\u0647 + \u0633\u0631\u0627\u0646\u0647<\/small>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <span class=\"field-label\"><i class=\"fa-solid fa-percent\"><\/i> \u0646\u0631\u062e \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647<\/span>\r\n            <div class=\"toggle-group\">\r\n                <div class=\"toggle-item\" onclick=\"setRate(0.12, this)\">\r\n                    <span>\u06f1\u06f2\u066a<\/span>\r\n                    <small>\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/small>\r\n                <\/div>\r\n                <div class=\"toggle-item active\" onclick=\"setRate(0.14, this)\">\r\n                    <span>\u06f1\u06f4\u066a<\/span>\r\n                    <small>+\u0641\u0648\u062a \u0642\u0628\u0644 \u0627\u0632 \u0645\u0648\u0639\u062f<\/small>\r\n                <\/div>\r\n                <div class=\"toggle-item\" onclick=\"setRate(0.18, this)\">\r\n                    <span>\u06f1\u06f8\u066a<\/span>\r\n                    <small>\u06a9\u0627\u0645\u0644 (\u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc)<\/small>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <span class=\"field-label\"><i class=\"fa-solid fa-sliders\"><\/i> \u0645\u0628\u0646\u0627\u06cc \u0645\u062d\u0627\u0633\u0628\u0647<\/span>\r\n            <div class=\"toggle-group\" style=\"margin-bottom:15px;\">\r\n                <div class=\"toggle-item active\" onclick=\"changeMode('budget', this)\">\r\n                    <span>\u0628\u0648\u062f\u062c\u0647 \u0645\u0627\u0647\u0627\u0646\u0647<\/span>\r\n                    <small>\u0686\u0642\u062f\u0631 \u0645\u06cc\u200c\u062a\u0648\u0646\u0645 \u0628\u062f\u0645\u061f<\/small>\r\n                <\/div>\r\n                <div class=\"toggle-item\" onclick=\"changeMode('salary', this)\">\r\n                    <span>\u0627\u0646\u062a\u062e\u0627\u0628 \u062d\u0642\u0648\u0642<\/span>\r\n                    <small>\u067e\u0627\u06cc\u0647 \u062d\u0642\u0648\u0642 \u062f\u0644\u062e\u0648\u0627\u0647<\/small>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"amount-wrapper\">\r\n                <input type=\"text\" id=\"mainInp\" class=\"amount-input\" inputmode=\"numeric\" onkeyup=\"handleTyping(this)\">\r\n                <span class=\"currency-tag\">\u062a\u0648\u0645\u0627\u0646<\/span>\r\n            <\/div>\r\n            <div id=\"valWarning\" class=\"alert-box error\"><i class=\"fa-solid fa-triangle-exclamation\"><\/i> \u0628\u0648\u062f\u062c\u0647 \u0628\u0631\u0627\u06cc \u067e\u0648\u0634\u0634 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u06a9\u0627\u0641\u06cc \u0646\u06cc\u0633\u062a.<\/div>\r\n\r\n            <div class=\"slider-container\">\r\n                <div class=\"slider-header\">\r\n                    <span class=\"field-label\" style=\"margin:0;\"><i class=\"fa-solid fa-hourglass-half\"><\/i> \u0633\u0627\u0628\u0642\u0647 \u0646\u0647\u0627\u06cc\u06cc:<\/span>\r\n                    <span class=\"slider-val\"><span id=\"lYrsText\">\u06f2\u06f0<\/span> \u0633\u0627\u0644<\/span>\r\n                <\/div>\r\n                <input type=\"range\" id=\"rYrs\" min=\"10\" max=\"35\" value=\"20\" step=\"1\" oninput=\"runCalc()\">\r\n                <div style=\"display:flex; justify-content:space-between; font-size:0.75rem; color:#94a3b8; margin-top:5px;\">\r\n                    <span>\u06f1\u06f0 \u0633\u0627\u0644<\/span>\r\n                    <span>\u06f3\u06f5 \u0633\u0627\u0644<\/span>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"result-section\">\r\n            <div class=\"res-card\">\r\n                <div class=\"res-title\"><i class=\"fa-solid fa-wallet\"><\/i> \u0645\u0628\u0644\u063a \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0645\u0627\u0647\u0627\u0646\u0647 \u0634\u0645\u0627<\/div>\r\n                <div class=\"res-value\" id=\"outPay\">\u06f0<\/div>\r\n                <div id=\"govNote\" class=\"res-sub\">---<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"res-card primary\">\r\n                <div class=\"res-title\"><i class=\"fa-solid fa-sack-dollar\"><\/i> \u0645\u0633\u062a\u0645\u0631\u06cc \u062a\u062e\u0645\u06cc\u0646\u06cc (\u0627\u0631\u0632\u0634 \u0627\u0645\u0631\u0648\u0632)<\/div>\r\n                <div class=\"res-value\" style=\"color:var(--pt-accent)\" id=\"outPen\">\u06f0<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"res-card roi\">\r\n                <div class=\"res-title\"><i class=\"fa-solid fa-chart-line\"><\/i> \u0628\u0627\u0632\u06af\u0634\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 (\u0628\u062f\u0648\u0646 \u062f\u0631\u0645\u0627\u0646)<\/div>\r\n                <div class=\"res-value\" style=\"color:var(--pt-purple)\" id=\"outROI\">---<\/div>\r\n                <div style=\"font-size:0.75rem; color:#6b7280; margin-top:5px;\">\u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u06af\u0634\u062a \u06a9\u0644 \u062d\u0642\u200c\u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"chart-box\">\r\n                <canvas id=\"pChart\"><\/canvas>\r\n            <\/div>\r\n\r\n            <div id=\"adviseBox\" class=\"alert-box info\"><\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<script>\r\n\/\/ \u062b\u0627\u0628\u062a\u200c\u0647\u0627 (\u0628\u0647 \u0631\u0648\u0632 \u0634\u062f\u0647 \u0628\u0631\u0627\u06cc \u06f1\u06f4\u06f0\u06f4 \u0641\u0631\u0636\u06cc \u06cc\u0627 \u0622\u062e\u0631\u06cc\u0646 \u0646\u0631\u062e \u06f1\u06f4\u06f0\u06f3)\r\nconst CONSTANTS = { \r\n    MIN_WAGE: 11000000, \/\/ \u062d\u062f\u0648\u062f\u06cc \u0628\u0631\u0627\u06cc \u0633\u0627\u0644 \u0622\u06cc\u0646\u062f\u0647 \u06cc\u0627 \u0641\u0639\u0644\u06cc\r\n    MAX_WAGE: 11000000 * 7, \r\n    MEDICAL_FEE: 250000 \/\/ \u0633\u0631\u0627\u0646\u0647 \u062f\u0631\u0645\u0627\u0646 \u062d\u062f\u0648\u062f\u06cc\r\n};\r\n\r\nlet state = { \r\n    type: 'women', \r\n    rate: 0.14, \r\n    mode: 'budget', \r\n    salaryBase: CONSTANTS.MIN_WAGE, \r\n    medical: false, \r\n    chart: null \r\n};\r\n\r\n\/\/ \u062a\u0648\u0627\u0628\u0639 \u06a9\u0645\u06a9\u06cc \u0641\u0631\u0645\u062a\u200c\u062f\u0647\u06cc\r\nfunction getNum(val) { return parseInt(val.toString().replace(\/,\/g, '').replace(\/[\u06f0-\u06f9]\/g, d => '\u06f0\u06f1\u06f2\u06f3\u06f4\u06f5\u06f6\u06f7\u06f8\u06f9'.indexOf(d)).replace(\/[^0-9]\/g, '')) || 0; }\r\nfunction fNum(n) { return new Intl.NumberFormat('fa-IR').format(Math.round(n)); }\r\n\r\n\/\/ \u0647\u0646\u062f\u0644\u0631 \u062a\u0627\u06cc\u067e \u06a9\u0631\u062f\u0646 \u0645\u0628\u0644\u063a\r\nfunction handleTyping(el) {\r\n    let val = getNum(el.value);\r\n    el.value = val > 0 ? fNum(val) : \"\";\r\n    \r\n    if (state.mode === 'budget') { \r\n        \/\/ \u0645\u062d\u0627\u0633\u0628\u0647 \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u0627\u0632 \u0631\u0648\u06cc \u0628\u0648\u062f\u062c\u0647 \u06a9\u0644\r\n        let availableForInsurance = state.medical ? val - CONSTANTS.MEDICAL_FEE : val;\r\n        state.salaryBase = availableForInsurance \/ state.rate;\r\n    } else { \r\n        \/\/ \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u0633\u062a\u0642\u06cc\u0645\r\n        state.salaryBase = val; \r\n    }\r\n    runCalc();\r\n}\r\n\r\n\/\/ \u062a\u063a\u06cc\u06cc\u0631 \u062d\u0627\u0644\u062a (\u0628\u0648\u062f\u062c\u0647\/\u062d\u0642\u0648\u0642)\r\nfunction changeMode(m, el) {\r\n    state.mode = m;\r\n    \/\/ \u0645\u062f\u06cc\u0631\u06cc\u062a \u06a9\u0644\u0627\u0633\u200c\u0647\u0627\u06cc \u0627\u06a9\u062a\u06cc\u0648\r\n    el.parentNode.querySelectorAll('.toggle-item').forEach(b => b.classList.remove('active'));\r\n    el.classList.add('active');\r\n    \r\n    \/\/ \u0628\u0647\u200c\u0631\u0648\u0632\u0631\u0633\u0627\u0646\u06cc \u0627\u06cc\u0646\u067e\u0648\u062a\r\n    let currentBase = state.salaryBase || CONSTANTS.MIN_WAGE;\r\n    let newVal = (m === 'salary') ? currentBase : (currentBase * state.rate) + (state.medical ? CONSTANTS.MEDICAL_FEE : 0);\r\n    \r\n    document.getElementById('mainInp').value = fNum(newVal);\r\n    runCalc();\r\n}\r\n\r\n\/\/ \u062a\u063a\u06cc\u06cc\u0631 \u0646\u0648\u0639 \u0628\u06cc\u0645\u0647 (\u0632\u0646\u0627\u0646\/\u0645\u0634\u0627\u063a\u0644)\r\nfunction setAppType(t) {\r\n    state.type = t;\r\n    \/\/ \u062a\u0628\u200c\u0647\u0627\r\n    document.querySelectorAll('.type-tab').forEach(o => o.classList.remove('active'));\r\n    document.getElementById('tab-' + t).classList.add('active');\r\n    \r\n    \/\/ \u0646\u0645\u0627\u06cc\u0634 \u0628\u062e\u0634 \u062f\u0631\u0645\u0627\u0646\r\n    document.getElementById('medical-section').style.display = (t === 'jobs') ? 'block' : 'none';\r\n    \r\n    if (t === 'women') {\r\n        state.medical = false; \r\n    }\r\n    runCalc();\r\n}\r\n\r\n\/\/ \u062a\u0646\u0638\u06cc\u0645 \u062f\u0631\u0645\u0627\u0646\r\nfunction setMedical(hasMed, el) {\r\n    state.medical = hasMed;\r\n    el.parentNode.querySelectorAll('.toggle-item').forEach(b => b.classList.remove('active'));\r\n    el.classList.add('active');\r\n    \r\n    \/\/ \u0627\u06af\u0631 \u062f\u0631 \u062d\u0627\u0644\u062a \u0628\u0648\u062f\u062c\u0647 \u0647\u0633\u062a\u06cc\u0645\u060c \u0628\u0627\u06cc\u062f \u062f\u0648\u0628\u0627\u0631\u0647 \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0634\u0648\u062f\r\n    if(state.mode === 'budget') {\r\n        let val = getNum(document.getElementById('mainInp').value);\r\n        let available = hasMed ? val - CONSTANTS.MEDICAL_FEE : val;\r\n        state.salaryBase = available \/ state.rate;\r\n    }\r\n    runCalc();\r\n}\r\n\r\n\/\/ \u062a\u0646\u0638\u06cc\u0645 \u0646\u0631\u062e\r\nfunction setRate(r, el) {\r\n    state.rate = r;\r\n    el.parentNode.querySelectorAll('.toggle-item').forEach(b => b.classList.remove('active'));\r\n    el.classList.add('active');\r\n    \r\n    if(state.mode === 'budget') {\r\n        let val = getNum(document.getElementById('mainInp').value);\r\n        let available = state.medical ? val - CONSTANTS.MEDICAL_FEE : val;\r\n        state.salaryBase = available \/ state.rate;\r\n    }\r\n    runCalc();\r\n}\r\n\r\n\/\/ \u062a\u0627\u0628\u0639 \u0627\u0635\u0644\u06cc \u0645\u062d\u0627\u0633\u0628\u0647\r\nfunction runCalc() {\r\n    const yrs = parseInt(document.getElementById('rYrs').value);\r\n    document.getElementById('lYrsText').innerText = yrs; \/\/ \u0646\u0645\u0627\u06cc\u0634 \u0639\u062f\u062f \u0627\u0633\u0644\u0627\u06cc\u062f\u0631\r\n    \r\n    const inputVal = getNum(document.getElementById('mainInp').value);\r\n    \r\n    \/\/ \u0628\u0631\u0631\u0633\u06cc \u062e\u0637\u0627\u06cc \u0628\u0648\u062f\u062c\u0647 \u0646\u0627\u06a9\u0627\u0641\u06cc (\u0648\u0642\u062a\u06cc \u067e\u0648\u0644 \u062f\u0631\u0645\u0627\u0646 \u0647\u0645 \u0646\u06cc\u0633\u062a)\r\n    let isFatal = (state.mode === 'budget' && state.medical && inputVal < CONSTANTS.MEDICAL_FEE);\r\n\r\n    const warnBox = document.getElementById('valWarning');\r\n    const payBox = document.getElementById('outPay');\r\n    const penBox = document.getElementById('outPen');\r\n    const roiBox = document.getElementById('outROI');\r\n    const govBox = document.getElementById('govNote');\r\n\r\n    if (isFatal || state.salaryBase <= 0) {\r\n        payBox.innerText = \"---\";\r\n        penBox.innerText = \"---\";\r\n        roiBox.innerText = \"---\";\r\n        govBox.style.display = 'none';\r\n        warnBox.style.display = 'flex';\r\n        updateChart(true);\r\n        return;\r\n    } \r\n    \r\n    \/\/ \u0645\u062d\u062f\u0648\u062f\u06cc\u062a \u062d\u0642\u0648\u0642 (\u06a9\u0641 \u0648 \u0633\u0642\u0641)\r\n    let finalBase = state.salaryBase;\r\n    if (finalBase < CONSTANTS.MIN_WAGE) finalBase = CONSTANTS.MIN_WAGE;\r\n    if (finalBase > CONSTANTS.MAX_WAGE) finalBase = CONSTANTS.MAX_WAGE;\r\n    \r\n    warnBox.style.display = 'none';\r\n\r\n    \/\/ \u0645\u062d\u0627\u0633\u0628\u0627\u062a \u0645\u0627\u0644\u06cc\r\n    let insurancePayOnly = finalBase * state.rate;\r\n    let totalPay = insurancePayOnly + (state.medical ? CONSTANTS.MEDICAL_FEE : 0);\r\n    let govShare = finalBase * 0.02; \/\/ \u06f2\u066a \u0633\u0647\u0645 \u062f\u0648\u0644\u062a\r\n    let pension = (finalBase * yrs) \/ 30; \/\/ \u0641\u0631\u0645\u0648\u0644 \u0633\u0627\u062f\u0647 \u0634\u062f\u0647 \u0645\u0633\u062a\u0645\u0631\u06cc\r\n\r\n    \/\/ \u0645\u062d\u0627\u0633\u0628\u0647 ROI (\u0641\u0642\u0637 \u0628\u062e\u0634 \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u062a\u0642\u0633\u06cc\u0645 \u0628\u0631 \u0645\u0633\u062a\u0645\u0631\u06cc \u0645\u0627\u0647\u0627\u0646\u0647)\r\n    let totalPureInvested = insurancePayOnly * 12 * yrs;\r\n    let yearsToRecover = totalPureInvested \/ (pension * 12);\r\n\r\n    \/\/ \u0646\u0645\u0627\u06cc\u0634\r\n    payBox.innerText = fNum(totalPay) + \" \u062a\u0648\u0645\u0627\u0646\";\r\n    penBox.innerText = fNum(pension) + \" \u062a\u0648\u0645\u0627\u0646\";\r\n    roiBox.innerText = fNum(yearsToRecover.toFixed(1)) + \" \u0633\u0627\u0644\";\r\n    \r\n    govBox.style.display = 'inline-block';\r\n    govBox.innerText = \"\uff0b \u0645\u0627\u0647\u0627\u0646\u0647 \" + fNum(govShare) + \" \u062a\u0648\u0645\u0627\u0646 \u0633\u0647\u0645 \u062f\u0648\u0644\u062a\";\r\n\r\n    updateAdvise(yrs, state.rate, finalBase);\r\n    updateChart(false, finalBase);\r\n}\r\n\r\n\/\/ \u067e\u06cc\u0627\u0645 \u0645\u0634\u0627\u0648\u0631\r\nfunction updateAdvise(yrs, rate, base) {\r\n    let msg = \"<i class='fa-solid fa-lightbulb'><\/i> <b>\u062a\u062d\u0644\u06cc\u0644 \u0647\u0648\u0634\u0645\u0646\u062f:<\/b> \";\r\n    \r\n    if (yrs < 20) {\r\n        msg += \"\u0633\u0627\u0628\u0642\u0647 \u0632\u06cc\u0631 \u06f2\u06f0 \u0633\u0627\u0644 \u0645\u0633\u062a\u0645\u0631\u06cc \u067e\u0627\u06cc\u06cc\u0646\u06cc \u062f\u0627\u0631\u062f. \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u0628\u0631\u0627\u06cc \u0631\u0641\u0627\u0647 \u0628\u06cc\u0634\u062a\u0631\u060c \u0633\u0627\u0644\u200c\u0647\u0627\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f.\";\r\n    } else if (rate < 0.18) {\r\n        msg += \"\u0634\u0645\u0627 \u0646\u0631\u062e \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u062f. \u0646\u0631\u062e \u06f1\u06f8\u066a \u062a\u0645\u0627\u0645 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0648 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0631\u0627 \u0634\u0627\u0645\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0645\u0637\u0645\u0626\u0646\u200c\u062a\u0631 \u0627\u0633\u062a.\";\r\n    } else if (base > CONSTANTS.MIN_WAGE * 1.5) {\r\n        msg += \"\u062f\u0633\u062a\u0645\u0632\u062f \u0645\u0628\u0646\u0627\u06cc \u0627\u0646\u062a\u062e\u0627\u0628\u06cc \u0634\u0645\u0627 \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u062d\u062f\u0627\u0642\u0644 \u0627\u0633\u062a\u061b \u0627\u06cc\u0646 \u06cc\u0639\u0646\u06cc \u0645\u0633\u062a\u0645\u0631\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0634\u0645\u0627 \u06a9\u06cc\u0641\u06cc\u062a \u0632\u0646\u062f\u06af\u06cc \u0628\u0647\u062a\u0631\u06cc \u0627\u06cc\u062c\u0627\u062f \u062e\u0648\u0627\u0647\u062f \u06a9\u0631\u062f.\";\r\n    } else {\r\n        msg += \"\u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u062f\u0627\u0642\u0644 \u062f\u0633\u062a\u0645\u0632\u062f\u060c \u0628\u0627\u0632\u06af\u0634\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0628\u0633\u06cc\u0627\u0631 \u0633\u0631\u06cc\u0639 \u0627\u0633\u062a (\u0632\u06cc\u0631 \u06f3 \u0633\u0627\u0644)\u060c \u0627\u0645\u0627 \u0645\u0628\u0644\u063a \u0645\u0633\u062a\u0645\u0631\u06cc \u0646\u06cc\u0632 \u062d\u062f\u0627\u0642\u0644 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.\";\r\n    }\r\n    document.getElementById('adviseBox').innerHTML = msg;\r\n}\r\n\r\n\/\/ \u0646\u0645\u0648\u062f\u0627\u0631 Chart.js\r\nfunction updateChart(hide, currentBase) {\r\n    const canvas = document.getElementById('pChart');\r\n    if (hide) { canvas.style.opacity = \"0.3\"; return; }\r\n    canvas.style.opacity = \"1\";\r\n    \r\n    \/\/ \u0646\u0642\u0627\u0637 \u0646\u0645\u0648\u062f\u0627\u0631 (\u06f1\u06f0\u060c \u06f2\u06f0\u060c \u06f3\u06f0 \u0648 \u06f3\u06f5 \u0633\u0627\u0644)\r\n    const dataPoints = [10, 20, 30, 35].map(y => (currentBase * y) \/ 30);\r\n    \r\n    if (state.chart) {\r\n        state.chart.data.datasets[0].data = dataPoints;\r\n        state.chart.update();\r\n    } else {\r\n        state.chart = new Chart(canvas.getContext('2d'), {\r\n            type: 'line',\r\n            data: {\r\n                labels: ['\u06f1\u06f0 \u0633\u0627\u0644', '\u06f2\u06f0 \u0633\u0627\u0644', '\u06f3\u06f0 \u0633\u0627\u0644', '\u06f3\u06f5 \u0633\u0627\u0644'],\r\n                datasets: [{\r\n                    label: '\u0645\u0633\u062a\u0645\u0631\u06cc',\r\n                    data: dataPoints,\r\n                    borderColor: '#FE4F70',\r\n                    backgroundColor: (context) => {\r\n                        const ctx = context.chart.ctx;\r\n                        const gradient = ctx.createLinearGradient(0, 0, 0, 200);\r\n                        gradient.addColorStop(0, 'rgba(254, 79, 112, 0.4)');\r\n                        gradient.addColorStop(1, 'rgba(254, 79, 112, 0.0)');\r\n                        return gradient;\r\n                    },\r\n                    fill: true,\r\n                    tension: 0.4,\r\n                    pointBackgroundColor: '#fff',\r\n                    pointBorderColor: '#FE4F70',\r\n                    pointBorderWidth: 2,\r\n                    pointRadius: 4\r\n                }]\r\n            },\r\n            options: {\r\n                responsive: true,\r\n                maintainAspectRatio: false,\r\n                plugins: {\r\n                    legend: { display: false },\r\n                    tooltip: {\r\n                        callbacks: {\r\n                            label: function(context) {\r\n                                return fNum(context.raw) + ' \u062a\u0648\u0645\u0627\u0646';\r\n                            }\r\n                        },\r\n                        titleFont: { family: 'Vazirmatn' },\r\n                        bodyFont: { family: 'Vazirmatn' }\r\n                    }\r\n                },\r\n                scales: {\r\n                    y: { display: false }, \/\/ \u0645\u062d\u0648\u0631 \u0639\u0645\u0648\u062f\u06cc \u0645\u062e\u0641\u06cc \u0628\u0631\u0627\u06cc \u0632\u06cc\u0628\u0627\u06cc\u06cc\r\n                    x: { \r\n                        ticks: { font: { family: 'Vazirmatn', size: 10 }, color: '#94a3b8' },\r\n                        grid: { display: false }\r\n                    }\r\n                }\r\n            }\r\n        });\r\n    }\r\n}\r\n\r\n\/\/ \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u0627\u0648\u0644\u06cc\u0647\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    \/\/ \u0645\u0642\u062f\u0627\u0631 \u067e\u06cc\u0634\u200c\u0641\u0631\u0636: \u06f2 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 (\u0628\u0631\u0627\u06cc \u0628\u0648\u062f\u062c\u0647)\r\n    document.getElementById('mainInp').value = fNum(2000000);\r\n    handleTyping(document.getElementById('mainInp'));\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10289bd3 elementor-widget elementor-widget-text-editor\" data-id=\"10289bd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"10\">\u062d\u0627\u0644\u0627 \u06a9\u0647 \u0628\u0627 \u0627\u0628\u0632\u0627\u0631 \u0628\u0627\u0644\u0627 \u0633\u0646\u0627\u0631\u06cc\u0648\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u062a\u0633\u062a \u06a9\u0631\u062f\u06cc\u062f\u060c \u0628\u06cc\u0627\u06cc\u06cc\u062f \u062f\u0642\u06cc\u0642\u200c\u062a\u0631 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u0645 \u06a9\u0647 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0648 \u062c\u0632\u0626\u06cc\u0627\u062a \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0628\u0647 \u0686\u0647 \u0635\u0648\u0631\u062a \u0627\u0633\u062a&#8230;<\/p><h2 data-path-to-node=\"3\"><span class=\"ez-toc-section\" id=\"%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%D8%AF%D9%82%DB%8C%D9%82%D8%A7%D9%8B_%DA%86%DB%8C%D8%B3%D8%AA_%D9%88_%DA%86%D9%87_%D9%85%D8%A7%D9%87%DB%8C%D8%AA%DB%8C_%D8%AF%D8%A7%D8%B1%D8%AF%D8%9F\"><\/span>\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u06cc\u0633\u062a \u0648 \u0686\u0647 \u0645\u0627\u0647\u06cc\u062a\u06cc \u062f\u0627\u0631\u062f\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"4\">\u0648\u0642\u062a\u06cc \u0635\u062d\u0628\u062a \u0627\u0632 \u00ab\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc\u00bb \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u062f\u0631 \u0648\u0627\u0642\u0639 \u062f\u0631\u0628\u0627\u0631\u0647 \u0646\u0648\u0639\u06cc \u0627\u0632 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u062d\u0631\u0641 \u0645\u06cc\u200c\u0632\u0646\u06cc\u0645 \u06a9\u0647 \u062f\u0631 \u0622\u0646\u060c \u0634\u0645\u0627 \u0622\u06af\u0627\u0647\u0627\u0646\u0647 \u062a\u0635\u0645\u06cc\u0645 \u0645\u06cc\u200c\u06af\u06cc\u0631\u06cc\u062f \u0627\u0645\u0646\u06cc\u062a \u0622\u06cc\u0646\u062f\u0647 \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u062f\u0633\u062a \u0628\u06af\u06cc\u0631\u06cc\u062f. \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0627\u0646\u06cc \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u06a9\u0647 \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0647\u06cc\u0686 \u0633\u0627\u0632\u0645\u0627\u0646 \u06cc\u0627 \u0646\u0647\u0627\u062f \u062e\u0627\u0635\u06cc \u0646\u06cc\u0633\u062a\u0646\u062f\u061b \u0645\u062b\u0644\u0627\u064b \u0641\u0631\u06cc\u0644\u0646\u0633\u0631\u0647\u0627\u060c \u0648\u0631\u0632\u0634\u06a9\u0627\u0631\u0627\u0646\u060c \u0647\u0646\u0631\u0645\u0646\u062f\u0627\u0646 \u0648 \u06cc\u0627 \u062d\u062a\u06cc \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0645\u062f\u062a\u06cc \u062f\u0631 \u0634\u0631\u06a9\u062a\u06cc \u0634\u0627\u063a\u0644 \u0628\u0648\u062f\u0647 \u0648 \u062d\u0627\u0644\u0627 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u0646\u062f \u0633\u0648\u0627\u0628\u0642 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0634\u062e\u0635\u06cc \u0627\u062f\u0627\u0645\u0647 \u062f\u0647\u0646\u062f \u062a\u0627 \u0632\u0646\u062c\u06cc\u0631\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc\u200c\u0634\u0627\u0646 \u0642\u0637\u0639 \u0646\u0634\u0648\u062f.<\/p><p data-path-to-node=\"5\">\u062f\u0631 \u0648\u0627\u0642\u0639\u060c \u0645\u0627\u0647\u06cc\u062a \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0628\u0631 \u067e\u0627\u06cc\u0647 \u00ab\u062a\u062f\u0627\u0648\u0645\u00bb \u0627\u0633\u062a. \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0647 \u0634\u0645\u0627 \u0627\u06cc\u0646 \u0627\u062c\u0627\u0632\u0647 \u0631\u0627 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0628\u062f\u0648\u0646 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u060c \u062e\u0648\u062f\u062a\u0627\u0646 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u00ab\u0628\u06cc\u0645\u0647\u200c\u067e\u0631\u062f\u0627\u0632\u00bb \u0638\u0627\u0647\u0631 \u0634\u0648\u06cc\u062f. \u0646\u06a9\u062a\u0647\u200c\u06cc \u063a\u0645 \u0627\u0646\u06af\u06cc\u0632\u06cc \u06a9\u0647 \u0627\u06cc\u0646\u062c\u0627 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0634\u0645\u0627 \u062f\u0631 \u0627\u06cc\u0646 \u062d\u0627\u0644\u062a\u060c \u0647\u0645 \u0633\u0647\u0645 \u06a9\u0627\u0631\u06af\u0631 \u0648 \u0647\u0645 \u0633\u0647\u0645 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627 \u0631\u0627 (\u0628\u0627 \u06a9\u0645\u06cc \u062a\u0639\u062f\u06cc\u0644) \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u062a\u0627 \u0627\u0632 \u062a\u0645\u0627\u0645 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u06cc\u06a9 \u06a9\u0627\u0631\u0645\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0634\u0648\u06cc\u062f.<\/p><h2 data-path-to-node=\"6\"><span class=\"ez-toc-section\" id=\"%D8%A7%D9%86%D9%88%D8%A7%D8%B9_%D8%A8%DB%8C%D9%85%D9%87%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%BA%DB%8C%D8%B1%E2%80%8C%D8%A7%D8%AC%D8%A8%D8%A7%D8%B1%DB%8C\"><\/span>\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631\u200c\u0627\u062c\u0628\u0627\u0631\u06cc<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"7\">\u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0648\u0642\u062a\u06cc \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u0646\u062f \u062e\u0648\u062f\u0634\u0627\u0646 \u0631\u0627 \u0628\u06cc\u0645\u0647 \u06a9\u0646\u0646\u062f\u060c \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0646\u0627\u0645\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u06af\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc\u060c \u0645\u0627 \u062f\u0648 \u062f\u0633\u062a\u0647 \u0627\u0635\u0644\u06cc \u062f\u0627\u0631\u06cc\u0645 \u06a9\u0647 \u0627\u06af\u0631\u0686\u0647 \u0647\u0631 \u062f\u0648 \u062f\u0631 \u0638\u0627\u0647\u0631 \u00ab\u0627\u062e\u062a\u06cc\u0627\u0631\u06cc\u00bb \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0645\u0627 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0648 \u0645\u0628\u0627\u0644\u063a \u0645\u062a\u0641\u0627\u0648\u062a\u06cc \u062f\u0627\u0631\u0646\u062f:<\/p><h4 data-path-to-node=\"8\"><b data-path-to-node=\"8\" data-index-in-node=\"0\">\u06f1. \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc (\u0628\u0627 \u0646\u0631\u062e \u06f2\u06f7 \u062f\u0631\u0635\u062f):<\/b><\/h4><p data-path-to-node=\"8\">\u0627\u06cc\u0646 \u06a9\u0627\u0645\u0644\u200c\u062a\u0631\u06cc\u0646 \u0646\u0648\u0639 \u0628\u06cc\u0645\u0647 \u062e\u0648\u06cc\u0634\u200c\u0641\u0631\u0645\u0627\u0633\u062a. \u0648\u0642\u062a\u06cc \u0634\u0645\u0627 \u0627\u06cc\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u0627\u0645\u0636\u0627 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0634\u0645\u0627 \u0631\u0627 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u0645\u0627\u0646\u0646\u062f \u06cc\u06a9 \u06a9\u0627\u0631\u0645\u0646\u062f \u0631\u0633\u0645\u06cc \u0645\u06cc\u200c\u0628\u06cc\u0646\u062f. \u0646\u0631\u062e \u06f2\u06f7 \u062f\u0631\u0635\u062f \u0634\u0627\u06cc\u062f \u062f\u0631 \u0646\u06af\u0627\u0647 \u0627\u0648\u0644 \u0632\u06cc\u0627\u062f \u0628\u0647 \u0646\u0638\u0631 \u0628\u0631\u0633\u062f\u060c \u0627\u0645\u0627 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0634\u0627\u0645\u0644 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data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">\u06f2. \u0628\u06cc\u0645\u0647 \u0635\u0627\u062d\u0628\u0627\u0646 \u062d\u0631\u0641 \u0648 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f (\u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u06f1\u06f2\u066a\u060c \u06f1\u06f4\u066a \u0648 \u06f1\u06f8\u066a):<\/b><\/h4><p data-path-to-node=\"9\">\u0627\u06cc\u0646 \u062f\u0633\u062a\u0647 \u062a\u0646\u0648\u0639 \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u062f \u0648 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0627\u0646\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u0646\u062f \u0628\u0631 \u0627\u0633\u0627\u0633 \u0628\u0648\u062f\u062c\u0647 \u062e\u0648\u062f\u060c \u0633\u0637\u062d \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647 \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u0647\u0645\u0627\u0646 \u0628\u062e\u0634\u06cc \u0627\u0633\u062a 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\u062d\u0642\u200c\u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u0646\u0631\u062e \u06f1\u06f2 \u062f\u0631\u0635\u062f \u0641\u0642\u0637 \u0634\u0627\u0645\u0644 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0627\u0633\u062a\u060c \u062f\u0631 \u062d\u0627\u0644\u06cc \u06a9\u0647 \u0646\u0631\u062e \u06f1\u06f8 \u062f\u0631\u0635\u062f\u060c \u0647\u0645 \u0641\u0648\u062a \u0648 \u0647\u0645 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0631\u0627 \u067e\u0648\u0634\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p><h3 data-path-to-node=\"10\">\u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627\u06cc \u0633\u0631\u0646\u0648\u0634\u062a\u200c\u0633\u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc<\/h3><p data-path-to-node=\"11\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u06cc\u0646 \u00ab\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u06f2\u06f7 \u062f\u0631\u0635\u062f\u00bb \u0648 \u00ab\u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f\u00bb \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u062a\u0635\u0645\u06cc\u0645\u0627\u062a \u0645\u0627\u0644\u06cc \u0632\u0646\u062f\u06af\u06cc \u0634\u0645\u0627\u0633\u062a. \u0628\u06af\u0630\u0627\u0631\u06cc\u062f \u062e\u06cc\u0644\u06cc \u0634\u0641\u0627\u0641 \u0628\u06af\u0648\u06cc\u0645\u061b \u0627\u06af\u0631 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0645\u0647\u0645 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u062f\u0648\u0631\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062d\u0642\u0648\u0642 \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0628\u06af\u06cc\u0631\u06cc\u062f \u0648 \u062f\u0631 \u0637\u0648\u0644 \u062f\u0648\u0631\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a\u060c 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\u0628\u067e\u0631\u062f\u0627\u0632\u06cc\u062f.<\/p><p data-path-to-node=\"13\">\u06cc\u06a9 \u062a\u0641\u0627\u0648\u062a \u06a9\u0644\u06cc\u062f\u06cc \u062f\u06cc\u06af\u0631 \u06a9\u0647 \u0627\u063a\u0644\u0628 \u0646\u0627\u062f\u06cc\u062f\u0647 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c<strong> \u0628\u062d\u062b \u00ab\u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc\u00bb \u0627\u0633\u062a<\/strong>. \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u06f2\u06f7 \u062f\u0631\u0635\u062f\u060c \u067e\u0648\u0634\u0634 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u06a9\u0627\u0645\u0644 \u0627\u0633\u062a\u060c \u0627\u0645\u0627 \u062f\u0631 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f\u060c \u0641\u0642\u0637 \u062f\u0631 \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u0628\u0627\u0644\u0627\u062a\u0631 (\u06f1\u06f8 \u062f\u0631\u0635\u062f) \u0627\u06cc\u0646 \u0627\u0645\u0646\u06cc\u062a \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f. \u067e\u0633 \u0627\u06af\u0631 \u0634\u063a\u0644 \u0634\u0645\u0627 \u0631\u06cc\u0633\u06a9 \u0628\u062f\u0646\u06cc \u062f\u0627\u0631\u062f\u060c \u0647\u0631\u06af\u0632 \u0633\u0631\u0627\u063a \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646 \u0646\u0631\u0648\u06cc\u062f.<\/p><h2 data-path-to-node=\"5\"><span class=\"ez-toc-section\" id=\"%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85%D8%9B_%D8%A2%DB%8C%D8%A7_%D8%B4%D9%85%D8%A7_%D9%88%D8%A7%D8%AC%D8%AF_%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D9%87%D8%B3%D8%AA%DB%8C%D8%AF%D8%9F\"><\/span><b data-path-to-node=\"5\" data-index-in-node=\"0\">\u0634\u0631\u0627\u06cc\u0637 \u062b\u0628\u062a\u200c\u0646\u0627\u0645\u061b \u0622\u06cc\u0627 \u0634\u0645\u0627 \u0648\u0627\u062c\u062f \u0634\u0631\u0627\u06cc\u0637 \u0647\u0633\u062a\u06cc\u062f\u061f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"6\">\u06cc\u06a9\u06cc \u0627\u0632 \u062f\u063a\u062f\u063a\u0647\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0639\u0632\u06cc\u0632\u0627\u0646 \u0647\u0646\u06af\u0627\u0645 \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0645\u0627 \u0645\u0637\u0631\u062d \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c <strong>\u0645\u0633\u0626\u0644\u0647 \u0633\u0646 \u0648 \u0633\u0627\u0628\u0642\u0647<\/strong> \u0627\u0633\u062a. \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0631\u0627\u06cc \u062d\u0641\u0638 \u062a\u0639\u0627\u062f\u0644 \u0645\u0646\u0627\u0628\u0639 \u062e\u0648\u062f\u060c \u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0634\u062e\u0635\u06cc \u0631\u0627 \u0648\u0636\u0639 \u06a9\u0631\u062f\u0647 \u06a9\u0647 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\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0645\u06cc\u200c\u0634\u0648\u06cc\u062f\u060c \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0634\u0645\u0627 \u0628\u0627\u06cc\u062f \u06cc\u06a9 \u00ab\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0648\u0644\u06cc\u0647\u00bb \u0646\u0632\u062f \u0633\u0627\u0632\u0645\u0627\u0646 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f. \u0627\u06cc\u0646 \u0627\u0639\u062a\u0628\u0627\u0631\u060c \u062f\u0627\u0634\u062a\u0646 \u062d\u062f\u0627\u0642\u0644 <b data-path-to-node=\"7\" data-index-in-node=\"187\">\u06f3\u06f0 \u0631\u0648\u0632 \u0633\u0627\u0628\u0642\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u200c\u0628\u06cc\u0645\u0647<\/b> \u0627\u0633\u062a. \u0641\u0631\u0642\u06cc \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f \u0627\u06cc\u0646 \u0633\u0627\u0628\u0642\u0647 \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0633\u0627\u0644\u200c\u0647\u0627 \u067e\u06cc\u0634 \u0628\u0627\u0634\u062f \u06cc\u0627 \u0647\u0645\u06cc\u0646 \u0645\u0627\u0647 \u067e\u06cc\u0634\u061b \u0645\u0647\u0645 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u06a9\u062f \u0628\u06cc\u0645\u0647 \u0634\u0645\u0627 \u062f\u0631 \u0633\u06cc\u0633\u062a\u0645 \u0641\u0639\u0627\u0644 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f.<\/p><p data-path-to-node=\"8\"><b data-path-to-node=\"8\" data-index-in-node=\"0\">\u06f2. \u0634\u0631\u0637 \u0633\u0646\u06cc (\u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0641\u06cc\u0644\u062a\u0631):<\/b><br \/>\u0642\u0627\u0646\u0648\u0646 \u0639\u0645\u0648\u0645\u06cc \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0633\u0646 \u0645\u062a\u0642\u0627\u0636\u06cc (\u0686\u0647 \u0632\u0646 \u0648 \u0686\u0647 \u0645\u0631\u062f) \u062f\u0631 \u0632\u0645\u0627\u0646 \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627\u06cc\u062f \u062d\u062f\u0627\u06a9\u062b\u0631 <b data-path-to-node=\"8\" data-index-in-node=\"114\">\u06f5\u06f0 \u0633\u0627\u0644<\/b> \u0628\u0627\u0634\u062f. \u0627\u0645\u0627 \u0627\u06af\u0631 \u0634\u0645\u0627 \u0628\u06cc\u0634 \u0627\u0632 \u06f5\u06f0 \u0633\u0627\u0644 \u0633\u0646 \u062f\u0627\u0631\u06cc\u062f\u060c \u0627\u0635\u0644\u0627\u064b \u0646\u06af\u0631\u0627\u0646 \u0646\u0628\u0627\u0634\u06cc\u062f! \u0631\u0627\u0647 \u062d\u0644 \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a:<\/p><ul><li data-path-to-node=\"9,0,0\">\u0627\u06af\u0631 \u0633\u0646 \u0634\u0645\u0627 \u0645\u062b\u0644\u0627\u064b \u06f5\u06f3 \u0633\u0627\u0644 \u0627\u0633\u062a\u060c \u0628\u0627\u06cc\u062f \u06f3 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u0642\u0628\u0644\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u062a\u0627 \u0622\u0646 \u06f3 \u0633\u0627\u0644 \u0627\u0636\u0627\u0641\u0647 \u0633\u0646 \u0631\u0627 \u067e\u0648\u0634\u0634 \u062f\u0647\u062f.<\/li><li data-path-to-node=\"9,1,0\">\u06cc\u06a9 \u0642\u0627\u0646\u0648\u0646 \u0637\u0644\u0627\u06cc\u06cc \u0647\u0645 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f: \u0627\u06af\u0631 \u0634\u0645\u0627 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0646\u062f\u06af\u06cc \u062e\u0648\u062f\u060c \u0645\u062c\u0645\u0648\u0639\u0627\u064b <b data-path-to-node=\"9,1,0\" data-index-in-node=\"63\">\u06f1\u06f0 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647<\/b> \u0628\u06cc\u0645\u0647 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f\u060c \u062f\u06cc\u06af\u0631 \u0647\u06cc\u0686 \u0634\u0631\u0637 \u0633\u0646\u06cc \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0631\u062f \u0648 \u062f\u0631 \u0647\u0631 \u0633\u0646\u06cc \u06a9\u0647 \u0628\u0627\u0634\u06cc\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0631\u0627 \u0627\u0645\u0636\u0627 \u06a9\u0646\u06cc\u062f.<\/li><\/ul><p data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">\u06f3. \u0645\u0639\u0627\u06cc\u0646\u0627\u062a \u067e\u0632\u0634\u06a9\u06cc (\u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u0633\u0644\u0627\u0645\u062a):<\/b> \u0627\u0632 \u0622\u0646\u062c\u0627\u06cc\u06cc \u06a9\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u062f\u0631 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0645\u062a\u0639\u0647\u062f \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0633\u062a\u0645\u0631\u06cc \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0627\u06af\u0631 \u0627\u0632 \u0622\u062e\u0631\u06cc\u0646 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0647 \u0634\u0645\u0627 \u0628\u06cc\u0634 \u0627\u0632 \u06f9 \u0645\u0627\u0647 \u06af\u0630\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u06cc\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0634 \u0627\u0632 \u06f1\u06f0 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0634\u0645\u0627 \u0631\u0627 \u0628\u0647 \u06a9\u0645\u06cc\u0633\u06cc\u0648\u0646 \u067e\u0632\u0634\u06a9\u06cc \u0645\u0639\u0631\u0641\u06cc \u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u06cc\u06a9 \u0631\u0648\u0627\u0644 \u0639\u0627\u062f\u06cc \u0628\u0631\u0627\u06cc \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u0633\u0644\u0627\u0645\u062a \u0627\u0648\u0644\u06cc\u0647 \u0634\u0645\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0634\u0631\u0648\u0639 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0633\u062a.<\/p><h2 data-path-to-node=\"3\"><span class=\"ez-toc-section\" id=\"%D8%B1%D8%A7%D9%87%D9%86%D9%85%D8%A7%DB%8C_%DA%AF%D8%A7%D9%85%E2%80%8C%D8%A8%D9%87%E2%80%8C%DA%AF%D8%A7%D9%85_%D8%AB%D8%A8%D8%AA%E2%80%8C%D9%86%D8%A7%D9%85%D8%9B_%D8%A7%D8%B2_%D9%88%D8%A8%E2%80%8C%D8%B3%D8%A7%DB%8C%D8%AA_%D8%AA%D8%A7_%D8%A7%D9%BE%D9%84%DB%8C%DA%A9%DB%8C%D8%B4%D9%86_%D9%87%D9%88%D8%B4%D9%85%D9%86%D8%AF\"><\/span>\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06af\u0627\u0645\u200c\u0628\u0647\u200c\u06af\u0627\u0645 \u062b\u0628\u062a\u200c\u0646\u0627\u0645\u061b \u0627\u0632 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a \u062a\u0627 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0647\u0648\u0634\u0645\u0646\u062f<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"4\">\u0628\u0631\u0627\u06cc \u0631\u0641\u0627\u0647 \u062d\u0627\u0644 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u06af\u0627\u0646\u060c \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0633\u0647 \u0645\u0633\u06cc\u0631 \u0645\u062a\u0641\u0627\u0648\u062a \u0631\u0627 \u0628\u0631\u0627\u06cc \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0634 \u0631\u0648\u06cc \u0634\u0645\u0627 \u06af\u0630\u0627\u0634\u062a\u0647 \u0627\u0633\u062a. \u0634\u0645\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0633\u062a\u0647 \u0628\u0647 \u0631\u0627\u062d\u062a\u06cc \u062e\u0648\u062f\u060c \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u06cc\u0646 \u0631\u0648\u0634\u200c\u0647\u0627 \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u06cc\u062f:<\/p><h3 data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">\u0631\u0648\u0634 \u0627\u0648\u0644: \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0633\u0627\u0645\u0627\u0646\u0647 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9 (\u067e\u06cc\u0634\u0646\u0647\u0627\u062f\u06cc)<\/b><\/h3><p data-path-to-node=\"6\">\u0627\u06cc\u0646 \u0631\u0648\u0634 \u0633\u0631\u06cc\u0639\u200c\u062a\u0631\u06cc\u0646 \u0631\u0627\u0647 \u0628\u0631\u0627\u06cc \u0628\u0633\u062a\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0633\u062a. \u06a9\u0627\u0641\u06cc \u0627\u0633\u062a \u0648\u0627\u0631\u062f \u0646\u0634\u0627\u0646\u06cc <a href=\"https:\/\/eservices.tamin.ir\/\" target=\"_blank\" rel=\"noopener\">eservices.tamin.ir<\/a> \u0634\u0648\u06cc\u062f.<\/p><ul data-path-to-node=\"7\"><li><p data-path-to-node=\"7,0,0\"><b data-path-to-node=\"7,0,0\" data-index-in-node=\"0\">\u0648\u0631\u0648\u062f \u0628\u0647 \u067e\u0646\u0644:<\/b> \u062f\u0631 \u0635\u0641\u062d\u0647 \u0646\u062e\u0633\u062a\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0637\u0631\u06cc\u0642 <b data-path-to-node=\"7,0,0\" data-index-in-node=\"45\">\u0646\u0627\u0645 \u06a9\u0627\u0631\u0628\u0631\u06cc<\/b> \u06cc\u0627 \u0628\u0631\u0627\u06cc \u0631\u0627\u062d\u062a\u06cc \u0628\u06cc\u0634\u062a\u0631\u060c \u0627\u0632 \u0637\u0631\u06cc\u0642 <b data-path-to-node=\"7,0,0\" data-index-in-node=\"85\">\u067e\u0646\u062c\u0631\u0647 \u0645\u0644\u06cc \u062e\u062f\u0645\u0627\u062a \u062f\u0648\u0644\u062a \u0645\u0646<\/b> (\u0628\u0627 \u06a9\u062f \u0645\u0644\u06cc \u0648 \u0634\u0645\u0627\u0631\u0647 \u0647\u0645\u0631\u0627\u0647) \u0648\u0627\u0631\u062f \u0634\u0648\u06cc\u062f.<\/p><\/li><\/ul><p data-path-to-node=\"7,0,0\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-7817 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0648\u0631\u0648\u062f-\u0648-\u062b\u0628\u062a-\u0646\u0627\u0645.webp\" alt=\"\u0648\u0631\u0648\u062f \u0628\u0631\u0627\u06cc \u062b\u0628\u062a \u0646\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0637\u0631\u06cc\u0642 \u067e\u0646\u062c\u0631\u0647 \u0645\u0644\u06cc \u062e\u062f\u0645\u0627\u062a \u062f\u0648\u0644\u062a \u0645\u0646\" width=\"576\" height=\"1043\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0648\u0631\u0648\u062f-\u0648-\u062b\u0628\u062a-\u0646\u0627\u0645.webp 576w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0648\u0631\u0648\u062f-\u0648-\u062b\u0628\u062a-\u0646\u0627\u0645-166x300.webp 166w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0648\u0631\u0648\u062f-\u0648-\u062b\u0628\u062a-\u0646\u0627\u0645-566x1024.webp 566w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><\/p><ul data-path-to-node=\"7\"><li><p data-path-to-node=\"7,1,0\"><b data-path-to-node=\"7,1,0\" data-index-in-node=\"0\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u0633\u06cc\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f:<\/b> \u0627\u0632 \u0645\u0646\u0648\u06cc \u0627\u0635\u0644\u06cc\u060c \u0645\u0633\u06cc\u0631 <b data-path-to-node=\"7,1,0\" data-index-in-node=\"40\">\u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u06af\u0627\u0646 &gt; \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062e\u0627\u0635 &gt; \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc<\/b> \u0631\u0627 \u062f\u0646\u0628\u0627\u0644 \u06a9\u0646\u06cc\u062f.<\/p><\/li><\/ul><p><img decoding=\"async\" class=\"aligncenter wp-image-7819 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0628\u06cc\u0645\u0647-\u0634\u062f\u0647-e1767255444899.webp\" alt=\"\u0627\u0646\u062a\u062e\u0627\u0628 \u0646\u0648\u0639 \u062e\u062f\u0645\u0627\u062a\" width=\"575\" height=\"510\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0628\u06cc\u0645\u0647-\u0634\u062f\u0647-e1767255444899.webp 575w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0628\u06cc\u0645\u0647-\u0634\u062f\u0647-e1767255444899-300x266.webp 300w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-7821 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-\u0628\u06cc\u0645\u0647-\u0627\u062e\u062a\u06cc\u0627\u0631\u06cc-e1767255408983.webp\" alt=\"\u0627\u0646\u062a\u062e\u0627\u0628 \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631 \u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc\" width=\"575\" height=\"855\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-\u0628\u06cc\u0645\u0647-\u0627\u062e\u062a\u06cc\u0627\u0631\u06cc-e1767255408983.webp 575w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u062a\u062e\u0627\u0628-\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-\u0628\u06cc\u0645\u0647-\u0627\u062e\u062a\u06cc\u0627\u0631\u06cc-e1767255408983-202x300.webp 202w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/p><ul data-path-to-node=\"7\"><li><p data-path-to-node=\"7,2,0\"><b data-path-to-node=\"7,2,0\" data-index-in-node=\"0\">\u0628\u0631\u0631\u0633\u06cc \u0648 \u062a\u0627\u06cc\u06cc\u062f \u0634\u0631\u0627\u06cc\u0637:<\/b> \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0631\u062d\u0644\u0647 \u0633\u0627\u0645\u0627\u0646\u0647 \u0633\u0648\u0627\u0628\u0642 \u0634\u0645\u0627 \u0631\u0627 \u0686\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062f\u0631 \u0635\u0648\u0631\u062a \u062a\u0627\u06cc\u06cc\u062f\u060c \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0647\u0648\u06cc\u062a\u06cc \u0648 \u0634\u0639\u0628\u0647 \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f \u0631\u0627 \u0628\u0627\u0632\u0628\u06cc\u0646\u06cc \u0648 \u062a\u0627\u06cc\u06cc\u062f \u06a9\u0646\u06cc\u062f.<\/p><\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7818 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u06a9\u0646\u062a\u0631\u0644-\u0634\u0631\u0627\u06cc\u0637-e1767255517830.webp\" alt=\"\u0633\u0627\u0645\u0627\u0646\u0647 \u0633\u0648\u0627\u0628\u0642 \u0634\u0645\u0627 \u0631\u0627 \u0686\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f\" width=\"575\" height=\"744\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u06a9\u0646\u062a\u0631\u0644-\u0634\u0631\u0627\u06cc\u0637-e1767255517830.webp 575w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u06a9\u0646\u062a\u0631\u0644-\u0634\u0631\u0627\u06cc\u0637-e1767255517830-232x300.webp 232w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/p><ul data-path-to-node=\"7\"><li><p data-path-to-node=\"7,3,0\"><b data-path-to-node=\"7,3,0\" data-index-in-node=\"0\">\u0645\u062d\u0627\u0633\u0628\u0647 \u0648 \u0627\u0645\u0636\u0627:<\/b> \u0645\u0628\u0644\u063a \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u06cc \u0631\u0627 \u0648\u0627\u0631\u062f \u06a9\u0631\u062f\u0647\u060c \u062f\u06a9\u0645\u0647 <b data-path-to-node=\"7,3,0\" data-index-in-node=\"48\">\u00ab\u0645\u062d\u0627\u0633\u0628\u0647\u00bb<\/b> \u0631\u0627 \u0628\u0632\u0646\u06cc\u062f \u0648 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0628\u0627 \u062a\u0627\u06cc\u06cc\u062f \u0645\u0641\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0622\u0646 \u0631\u0627 \u0627\u0645\u0636\u0627 \u06a9\u0646\u06cc\u062f. \u062d\u0627\u0644\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u06af\u0632\u06cc\u0646\u0647 <b data-path-to-node=\"7,3,0\" data-index-in-node=\"141\">\u00ab\u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u200c\u0628\u06cc\u0645\u0647\u00bb<\/b> \u0627\u0648\u0644\u06cc\u0646 \u0642\u0628\u0636 \u062e\u0648\u062f \u0631\u0627 \u062a\u0633\u0648\u06cc\u0647 \u06a9\u0646\u06cc\u062f.<\/p><\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7820 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-e1767255609327.webp\" alt=\"\u062a\u0627\u06cc\u06cc\u062f \u0645\u0641\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0648 \u0627\u0645\u0636\u0627 \u0622\u0646\" width=\"575\" height=\"892\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-e1767255609327.webp 575w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0646\u0639\u0642\u0627\u062f-\u0642\u0631\u0627\u0631-\u062f\u0627\u062f-e1767255609327-193x300.webp 193w\" sizes=\"(max-width: 575px) 100vw, 575px\" \/><\/p><h3 data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">\u0631\u0648\u0634 \u062f\u0648\u0645: \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0647\u0648\u0634\u0645\u0646\u062f \u00ab\u062a\u0623\u0645\u06cc\u0646 \u0645\u0646\u00bb<\/b><\/h3><p data-path-to-node=\"10\">\u0627\u06af\u0631 \u062a\u0631\u062c\u06cc\u062d \u0645\u06cc\u200c\u062f\u0647\u06cc\u062f \u062a\u0645\u0627\u0645 \u06a9\u0627\u0631\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0627 \u06af\u0648\u0634\u06cc \u0645\u0648\u0628\u0627\u06cc\u0644 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u06cc\u062f\u060c \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 <b data-path-to-node=\"10\" data-index-in-node=\"81\">\u00ab\u062a\u0623\u0645\u06cc\u0646 \u0645\u0646\u00bb<\/b> \u0628\u0647\u062a\u0631\u06cc\u0646 \u0627\u0628\u0632\u0627\u0631 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627\u0633\u062a. \u0645\u062d\u06cc\u0637 \u0627\u06cc\u0646 \u0646\u0631\u0645\u200c\u0627\u0641\u0632\u0627\u0631 \u0628\u0633\u06cc\u0627\u0631 \u0633\u0627\u062f\u0647 \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0648 \u062f\u0633\u062a\u0631\u0633\u06cc \u0628\u0647 \u062e\u062f\u0645\u0627\u062a \u0631\u0627 \u0633\u0631\u06cc\u0639\u200c\u062a\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p><ul><li data-path-to-node=\"11,0,0\">\u067e\u0633 \u0627\u0632 \u0646\u0635\u0628 \u0648 \u0648\u0631\u0648\u062f \u0628\u0647 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646\u060c \u062f\u0631 \u0635\u0641\u062d\u0647 \u0627\u0635\u0644\u06cc \u0645\u0637\u0627\u0628\u0642 \u062a\u0635\u0648\u06cc\u0631 \u0632\u06cc\u0631\u060c \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641\u06cc \u0627\u0632 \u062c\u0645\u0644\u0647 <b data-path-to-node=\"11,0,0\" data-index-in-node=\"85\">\u00ab\u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647\u00bb<\/b> (\u0632\u0646\u0627\u0646 \u062e\u0627\u0646\u0647\u200c\u062f\u0627\u0631\u060c \u062f\u0627\u0646\u0634\u062c\u0648\u06cc\u06cc \u0648&#8230;) \u062f\u0631 \u062f\u0633\u062a\u0631\u0633 \u0634\u0645\u0627\u0633\u062a.<\/li><li data-path-to-node=\"11,1,0\">\u0645\u0632\u06cc\u062a \u0627\u06cc\u0646 \u0631\u0648\u0634 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0647\u0631 \u0644\u062d\u0638\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0648\u0636\u0639\u06cc\u062a <b data-path-to-node=\"11,1,0\" data-index-in-node=\"51\">\u00ab\u0627\u0645\u0648\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627 \u0648 \u067e\u0631\u062f\u0627\u062e\u062a\u00bb<\/b> \u062e\u0648\u062f \u0631\u0627 \u0686\u06a9 \u06a9\u0631\u062f\u0647 \u0648 \u0633\u0648\u0627\u0628\u0642 \u062e\u0648\u062f \u0631\u0627 \u0645\u0634\u0627\u0647\u062f\u0647 \u06a9\u0646\u06cc\u062f.<\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7822 size-full\" src=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0646\u0631\u0645-\u0627\u0641\u0632\u0627\u0631-\u062a\u0627\u0645\u06cc\u0646-\u0645\u0646.webp\" alt=\"\u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0647\u0648\u0634\u0645\u0646\u062f \u00ab\u062a\u0623\u0645\u06cc\u0646 \u0645\u0646\u00bb\" width=\"576\" height=\"1043\" srcset=\"https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0646\u0631\u0645-\u0627\u0641\u0632\u0627\u0631-\u062a\u0627\u0645\u06cc\u0646-\u0645\u0646.webp 576w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0646\u0631\u0645-\u0627\u0641\u0632\u0627\u0631-\u062a\u0627\u0645\u06cc\u0646-\u0645\u0646-166x300.webp 166w, https:\/\/jooiakar.com\/blog\/wp-content\/uploads\/2026\/01\/\u0646\u0631\u0645-\u0627\u0641\u0632\u0627\u0631-\u062a\u0627\u0645\u06cc\u0646-\u0645\u0646-566x1024.webp 566w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><\/p><h3 data-path-to-node=\"14\"><b data-path-to-node=\"14\" data-index-in-node=\"0\">\u0631\u0648\u0634 \u0633\u0648\u0645: \u0645\u0631\u0627\u062c\u0639\u0647 \u062d\u0636\u0648\u0631\u06cc \u0628\u0647 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc\u200c\u0647\u0627<\/b><\/h3><p data-path-to-node=\"15\">\u0627\u06af\u0631 \u0628\u0627 \u062f\u0646\u06cc\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0645\u06cc\u0627\u0646\u0647 \u062e\u0648\u0628\u06cc \u0646\u062f\u0627\u0631\u06cc\u062f \u06cc\u0627 \u062f\u0631 \u0645\u0631\u0627\u062d\u0644 \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0628\u0627 \u062e\u0637\u0627\u06cc \u0633\u06cc\u0633\u062a\u0645\u06cc \u0645\u0648\u0627\u062c\u0647 \u0634\u062f\u06cc\u062f \u06a9\u0647 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0628\u0631\u0631\u0633\u06cc \u067e\u0631\u0648\u0646\u062f\u0647 \u0641\u06cc\u0632\u06cc\u06a9\u06cc \u062f\u0627\u0634\u062a\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0627 \u062f\u0631 \u062f\u0633\u062a \u062f\u0627\u0634\u062a\u0646 <b data-path-to-node=\"15\" data-index-in-node=\"148\">\u0627\u0635\u0644 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc<\/b> \u0648 <b data-path-to-node=\"15\" data-index-in-node=\"174\">\u06a9\u0627\u0631\u062a \u067e\u0627\u06cc\u0627\u0646 \u062e\u062f\u0645\u062a<\/b> (\u0628\u0631\u0627\u06cc \u0622\u0642\u0627\u06cc\u0627\u0646)\u060c \u0628\u0647 \u0646\u0632\u062f\u06cc\u06a9\u200c\u062a\u0631\u06cc\u0646 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0631\u0633\u0645\u06cc \u06cc\u0627 \u0634\u0639\u0628\u0647 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u062d\u0644 \u0633\u06a9\u0648\u0646\u062a \u062e\u0648\u062f \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u06cc\u062f.<\/p><p data-path-to-node=\"17\"><b data-path-to-node=\"17\" data-index-in-node=\"0\">\ud83d\udccc\u0646\u06a9\u062a\u0647 \u06a9\u0644\u06cc\u062f\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0628\u0631\u0627\u0646:<\/b><\/p><blockquote data-path-to-node=\"18\"><p data-path-to-node=\"18,0\">\u0641\u0631\u0642\u06cc \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f \u0627\u0632 \u06a9\u062f\u0627\u0645 \u0631\u0648\u0634 \u0627\u0642\u062f\u0627\u0645 \u06a9\u0646\u06cc\u062f\u061b \u0646\u06a9\u062a\u0647 \u0645\u0647\u0645 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u067e\u0633 \u0627\u0632 \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u062d\u062a\u0645\u0627\u064b \u0646\u0633\u0628\u062a \u0628\u0647 \u062f\u0631\u06cc\u0627\u0641\u062a \u0641\u06cc\u0634 \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646 \u062f\u0631 \u0645\u0647\u0644\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0642\u062f\u0627\u0645 \u0646\u0645\u0627\u06cc\u06cc\u062f \u062a\u0627 \u0633\u0648\u0627\u0628\u0642 \u0634\u0645\u0627 \u0628\u0627 \u0648\u0642\u0641\u0647 \u0645\u0648\u0627\u062c\u0647 \u0646\u0634\u0648\u062f. \u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0647\u062f\u0647 \u0644\u06cc\u0633\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0641\u0639\u0627\u0644 \u062e\u0648\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0647\u0645\u06cc\u0634\u0647 \u0628\u0647 \u0628\u062e\u0634 \u00ab\u0627\u0645\u0648\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u00bb \u0633\u0631 \u0628\u0632\u0646\u06cc\u062f.<\/p><\/blockquote><h2 data-path-to-node=\"3\"><span class=\"ez-toc-section\" id=\"%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%DA%86%D9%87_%D9%85%D8%B2%D8%A7%DB%8C%D8%A7_%D9%88_%D9%85%D8%AD%D8%AF%D9%88%D8%AF%DB%8C%D8%AA%E2%80%8C%D9%87%D8%A7%DB%8C%DB%8C_%D8%AF%D8%A7%D8%B1%D8%AF%D8%9F\"><\/span>\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0686\u0647 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-path-to-node=\"4\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u0633\u06cc\u0631 \u0628\u06cc\u0645\u0647\u200c\u067e\u0631\u062f\u0627\u0632\u06cc\u060c \u0645\u062b\u0644 \u0627\u0646\u062a\u062e\u0627\u0628 \u06cc\u06a9 \u062c\u0627\u062f\u0647 \u0628\u0631\u0627\u06cc \u0633\u0641\u0631 \u0627\u0633\u062a\u061b \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f \u06a9\u062c\u0627\u06cc \u0645\u0633\u06cc\u0631 \u0647\u0645\u0648\u0627\u0631 \u0627\u0633\u062a \u0648 \u06a9\u062c\u0627 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0627 \u0686\u0627\u0644\u0634 \u0631\u0648\u0628\u0631\u0648 \u0634\u0648\u06cc\u062f. \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u06f2\u06f7 \u062f\u0631\u0635\u062f\u060c \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644 \u06a9\u0647 \u06a9\u0627\u0645\u0644\u200c\u062a\u0631\u06cc\u0646 \u0646\u0648\u0639 \u0628\u06cc\u0645\u0647 \u062e\u0648\u06cc\u0634\u200c\u0641\u0631\u0645\u0627\u0633\u062a\u060c \u0646\u06a9\u0627\u062a\u06cc \u062f\u0627\u0631\u062f \u06a9\u0647 \u0634\u0627\u06cc\u062f \u062f\u0631 \u0647\u06cc\u0686 \u0633\u0627\u06cc\u062a \u0631\u0633\u0645\u06cc \u0628\u0647 \u0627\u06cc\u0646 \u0635\u0631\u0627\u062d\u062a \u0628\u0647 \u0634\u0645\u0627 \u0646\u06af\u0648\u06cc\u0646\u062f.<\/p><h3 data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">\u0686\u0631\u0627 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0631\u0627 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645\u061f (\u0645\u0632\u0627\u06cc\u0627)<\/b><\/h3><ul data-path-to-node=\"6\"><li><p data-path-to-node=\"6,0,0\"><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\">\u062f\u0631\u0645\u0627\u0646 \u0631\u0627\u06cc\u06af\u0627\u0646 \u0648 \u06a9\u0627\u0645\u0644:<\/b> \u0628\u0632\u0631\u06af\u062a\u0631\u06cc\u0646 \u0628\u0631\u062a\u0631\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647\u060c \u0628\u062e\u0634 \u062f\u0631\u0645\u0627\u0646\u06cc \u0622\u0646 \u0627\u0633\u062a. \u0628\u0631 \u062e\u0644\u0627\u0641 \u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0647\u0631 \u0646\u0641\u0631 \u0628\u0627\u06cc\u062f \u0645\u0628\u0644\u063a\u06cc \u062c\u062f\u0627\u06af\u0627\u0646\u0647 (\u0633\u0631\u0627\u0646\u0647 \u062f\u0631\u0645\u0627\u0646) \u0628\u067e\u0631\u062f\u0627\u0632\u06cc\u062f\u060c \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0628\u0627 \u0647\u0645\u0627\u0646 \u06f2\u06f7 \u062f\u0631\u0635\u062f\u060c \u0634\u0645\u0627 \u0648 \u0627\u0641\u0631\u0627\u062f \u062a\u062d\u062a \u062a\u06a9\u0641\u0644\u062a\u0627\u0646 \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc \u06a9\u0627\u0645\u0644 \u0648 \u0631\u0627\u06cc\u06af\u0627\u0646 \u062f\u0631 \u0645\u0631\u0627\u06a9\u0632 \u0645\u0644\u06a9\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0647\u0631\u0647\u200c\u0645\u0646\u062f \u0645\u06cc\u200c\u0634\u0648\u06cc\u062f.<\/p><\/li><li><p data-path-to-node=\"6,1,0\"><b data-path-to-node=\"6,1,0\" data-index-in-node=\"0\">\u067e\u0648\u0634\u0634 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0648 \u0641\u0648\u062a:<\/b> \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u06cc\u06a9 \u0686\u062a\u0631 \u0627\u0645\u0646\u06cc\u062a\u06cc \u0648\u0627\u0642\u0639\u06cc \u0627\u0633\u062a. \u0627\u06af\u0631 \u062e\u062f\u0627\u06cc \u0646\u06a9\u0631\u062f\u0647 \u062f\u0631 \u0637\u0648\u0644 \u062f\u0648\u0631\u0627\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0641\u0631\u062f \u062f\u0686\u0627\u0631 \u062d\u0627\u062f\u062b\u0647 \u06cc\u0627 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0634\u0648\u062f \u06a9\u0647 \u0645\u0646\u062c\u0631 \u0628\u0647 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u06a9\u0644\u06cc \u06af\u0631\u062f\u062f\u060c \u0628\u062f\u0648\u0646 \u0642\u06cc\u062f \u0648 \u0634\u0631\u0637 \u0645\u0633\u062a\u0645\u0631\u06cc \u0628\u0631\u0627\u06cc \u0627\u0648 \u0628\u0631\u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647\u060c \u0628\u0627\u0632\u0645\u0627\u0646\u062f\u06af\u0627\u0646 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0645\u0633\u062a\u0645\u0631\u06cc \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f.<\/p><\/li><li><p data-path-to-node=\"6,2,0\"><b data-path-to-node=\"6,2,0\" data-index-in-node=\"0\">\u0647\u062f\u06cc\u0647 \u0627\u0632\u062f\u0648\u0627\u062c \u0648 \u067e\u0631\u0648\u062a\u0632:<\/b> \u06cc\u06a9\u06cc \u0627\u0632 \u0646\u06a9\u0627\u062a \u062f\u0644\u0633\u0648\u0632\u0627\u0646\u0647 \u0627\u06cc\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u062a\u0639\u0644\u0642 \u06af\u0631\u0641\u062a\u0646 \u06a9\u0645\u06a9\u200c\u0647\u0632\u06cc\u0646\u0647 \u0648\u0633\u0627\u06cc\u0644 \u06a9\u0645\u06a9\u200c\u067e\u0632\u0634\u06a9\u06cc (\u067e\u0631\u0648\u062a\u0632 \u0648 \u0627\u0648\u0631\u062a\u0632) \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u06a9\u0645\u06a9\u200c\u0647\u0632\u06cc\u0646\u0647 \u0645\u0631\u0627\u0633\u0645 \u062a\u0631\u062d\u06cc\u0645 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062f\u06cc\u06af\u0631 \u062f\u06cc\u062f\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f.<\/p><\/li><\/ul><h3 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">\u0645\u062d\u062f\u0648\u062f\u06cc\u062a\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f (\u0645\u0639\u0627\u06cc\u0628)<\/b><\/h3><ul data-path-to-node=\"8\"><li><p data-path-to-node=\"8,0,0\"><b data-path-to-node=\"8,0,0\" data-index-in-node=\"0\">\u062e\u062f\u0627\u062d\u0627\u0641\u0638\u06cc \u0628\u0627 \u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc:<\/b> \u0627\u06cc\u0646 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0646\u06a9\u062a\u0647 \u0627\u0633\u062a. \u0627\u0632 \u0622\u0646\u062c\u0627\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0634\u0645\u0627 \u00ab\u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u00bb \u0646\u062f\u0627\u0631\u06cc\u062f\u060c \u0645\u0641\u0647\u0648\u0645 \u00ab\u0628\u06cc\u06a9\u0627\u0631\u06cc\u00bb \u0628\u0631\u0627\u06cc \u0633\u0627\u0632\u0645\u0627\u0646 \u0645\u0639\u0646\u0627 \u0646\u062f\u0627\u0631\u062f. \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646\u060c \u062f\u0631 \u0635\u0648\u0631\u062a \u0642\u0637\u0639 \u062f\u0631\u0622\u0645\u062f\u060c \u0645\u0642\u0631\u0631\u06cc \u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0628\u0647 \u0634\u0645\u0627 \u062a\u0639\u0644\u0642 \u0646\u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.<\/p><\/li><li><p data-path-to-node=\"8,1,0\"><b data-path-to-node=\"8,1,0\" data-index-in-node=\"0\">\u0646\u0628\u0648\u062f \u063a\u0631\u0627\u0645\u062a \u062f\u0633\u062a\u0645\u0632\u062f:<\/b> \u0627\u06af\u0631 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0628\u06cc\u0645\u0627\u0631\u06cc \u06cc\u0627 \u0627\u0633\u062a\u0631\u0627\u062d\u062a \u067e\u0632\u0634\u06a9\u06cc \u0645\u062f\u062a\u06cc \u0646\u062a\u0648\u0627\u0646\u06cc\u062f \u06a9\u0627\u0631 \u06a9\u0646\u06cc\u062f\u060c \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u0628\u0644\u06af\u06cc \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u062d\u0642\u0648\u0642 \u0627\u06cc\u0627\u0645 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0628\u0647 \u0634\u0645\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u062e\u0648\u0627\u0647\u062f \u06a9\u0631\u062f (\u0628\u0631\u062e\u0644\u0627\u0641 \u0628\u06cc\u0645\u0647 \u0627\u062c\u0628\u0627\u0631\u06cc).<\/p><\/li><li><p data-path-to-node=\"8,2,0\"><b data-path-to-node=\"8,2,0\" data-index-in-node=\"0\">\u0647\u0632\u06cc\u0646\u0647 \u0628\u0627\u0644\u0627\u062a\u0631:<\/b> \u0646\u0631\u062e \u06f2\u06f7 \u062f\u0631\u0635\u062f \u062f\u0631 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0628\u0627 \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u06f1\u06f2 \u06cc\u0627 \u06f1\u06f4 \u062f\u0631\u0635\u062f \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u06cc\u0639\u0646\u06cc \u0634\u0645\u0627 \u0628\u0627\u06cc\u062f \u0645\u0627\u0647\u0627\u0646\u0647 \u0628\u0648\u062f\u062c\u0647 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0631\u0627 \u06a9\u0646\u0627\u0631 \u0628\u06af\u0630\u0627\u0631\u06cc\u062f\u060c \u0647\u0631\u0686\u0646\u062f \u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc\u060c \u0627\u06cc\u0646 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u0627 \u062d\u0642\u0648\u0642 \u0628\u0627\u0644\u0627\u062a\u0631 \u062c\u0628\u0631\u0627\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p><\/li><\/ul><h3 data-path-to-node=\"10\">\u0622\u06cc\u0627 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u0645\u0646 \u0645\u0646\u0627\u0633\u0628 \u0627\u0633\u062a\u061f<\/h3><p data-path-to-node=\"11\">\u0627\u06af\u0631 \u0634\u0645\u0627 \u0641\u0631\u06cc\u0644\u0646\u0633\u0631 \u0647\u0633\u062a\u06cc\u062f\u060c \u062e\u0627\u0646\u0647\u200c\u062f\u0627\u0631 \u0647\u0633\u062a\u06cc\u062f \u0648 \u06cc\u0627 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0634\u062e\u0635\u06cc \u06a9\u0648\u0686\u06a9\u06cc \u062f\u0627\u0631\u06cc\u062f \u0648 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u062e\u06cc\u0627\u0644\u062a\u0627\u0646 \u0627\u0632 \u0628\u0627\u0628\u062a <b data-path-to-node=\"11\" data-index-in-node=\"97\">\u062f\u0631\u0645\u0627\u0646 \u0631\u0627\u06cc\u06af\u0627\u0646<\/b> \u0648 <b data-path-to-node=\"11\" data-index-in-node=\"112\">\u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0645\u0637\u0645\u0626\u0646<\/b> \u0631\u0627\u062d\u062a \u0628\u0627\u0634\u062f\u060c \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0628\u0647\u062a\u0631\u06cc\u0646 \u0648 \u0628\u06cc\u200c\u062f\u0631\u062f\u0633\u0631\u062a\u0631\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u0627\u0633\u062a.<\/p><p data-path-to-node=\"12\">\u0645\u0627 \u0633\u0639\u06cc \u06a9\u0631\u062f\u06cc\u0645 \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0648 \u0628\u0627 \u06a9\u0645\u06a9 \u0627\u0628\u0632\u0627\u0631 \u0645\u062d\u0627\u0633\u0628\u0627\u062a\u06cc\u200c\u0645\u0627\u0646\u060c \u062a\u0635\u0648\u06cc\u0631\u06cc \u0634\u0641\u0627\u0641 \u0627\u0632 \u0622\u06cc\u0646\u062f\u0647 \u0628\u0631\u0627\u06cc\u062a\u0627\u0646 \u062a\u0631\u0633\u06cc\u0645 \u06a9\u0646\u06cc\u0645. \u06cc\u0627\u062f\u062a\u0627\u0646 \u0628\u0627\u0634\u062f\u060c \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0628\u0631\u0627\u06cc \u0634\u0631\u0648\u0639 \u0628\u06cc\u0645\u0647\u200c\u067e\u0631\u062f\u0627\u0632\u06cc \u00ab\u0647\u0645\u06cc\u0646 \u0627\u0645\u0631\u0648\u0632\u00bb \u0627\u0633\u062a\u061b \u0686\u0631\u0627 \u06a9\u0647 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0647\u060c \u062a\u0646\u0647\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u067e\u0648\u0644 \u0632\u06cc\u0627\u062f \u0647\u0645 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0632\u0645\u0627\u0646\u0650 \u0631\u0641\u062a\u0647\u200c\u06cc \u0622\u0646 \u0631\u0627 \u062e\u0631\u06cc\u062f.<\/p><div style=\"background-color: #fff5f5; border-right: 5px solid #e53e3e; padding: 20px; border-radius: 8px; margin: 25px 0;\"><p style=\"margin: 0; color: #c53030; font-weight: bold; font-size: 18px;\">\u26a0\ufe0f \u06cc\u06a9 \u0647\u0634\u062f\u0627\u0631 \u062d\u06cc\u0627\u062a\u06cc \u0642\u0628\u0644 \u0627\u0632 \u0634\u0631\u0648\u0639:<\/p><p style=\"margin: 10px 0 0; color: #4a5568; line-height: 1.8;\">\u0627\u06af\u0631 \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 <strong>\u0645\u0642\u0631\u0631\u06cc \u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc<\/strong> \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0628\u0647 \u0647\u06cc\u0686 \u0639\u0646\u0648\u0627\u0646 \u062a\u0627 \u067e\u0627\u06cc\u0627\u0646 \u062f\u0648\u0631\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0627\u0642\u062f\u0627\u0645 \u0646\u06a9\u0646\u06cc\u062f. \u0628\u0647 \u0645\u062d\u0636 \u062b\u0628\u062a \u0627\u06cc\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0633\u06cc\u0633\u062a\u0645 \u0634\u0645\u0627 \u0631\u0627 \u0634\u0627\u063a\u0644 \u062e\u0648\u06cc\u0634\u200c\u0641\u0631\u0645\u0627 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u06a9\u0631\u062f\u0647 \u0648 \u062d\u0642\u0648\u0642 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0634\u0645\u0627 \u0628\u062f\u0648\u0646 \u0628\u0627\u0632\u06af\u0634\u062a \u0642\u0637\u0639 \u062e\u0648\u0627\u0647\u062f \u0634\u062f.<\/p><\/div><p>\u0646\u06a9\u062a\u0647\u200c\u0627\u06cc \u06a9\u0647 \u06af\u0641\u062a\u06cc\u0645 \u06cc\u06a9 \u0647\u0634\u062f\u0627\u0631 \u062a\u062c\u0631\u0628\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0634\u0627\u06cc\u062f \u06a9\u0645\u062a\u0631 \u06a9\u0633\u06cc \u0628\u0647 \u0634\u0645\u0627 \u0645\u06cc\u200c\u06af\u0648\u06cc\u062f!!<\/p><div style=\"background-color: #ebf8ff; border: 1px dashed #3182ce; padding: 25px; text-align: center; border-radius: 12px; margin: 30px 0;\"><h3 style=\"color: #2b6cb0; margin-top: 0;\">\u0647\u0646\u0648\u0632 \u062f\u0631 \u0645\u0648\u0631\u062f \u0631\u0642\u0645 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0634\u06a9 \u062f\u0627\u0631\u06cc\u062f\u061f<\/h3><p style=\"color: #2d3748; font-size: 16px;\">\u0627\u06af\u0631 \u0628\u0639\u062f \u0627\u0632 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 <strong>\u0645\u0627\u0634\u06cc\u0646\u200c\u062d\u0633\u0627\u0628 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/strong> \u062f\u0631 \u0627\u0628\u062a\u062f\u0627\u06cc \u0645\u0642\u0627\u0644\u0647\u060c \u0647\u0646\u0648\u0632 \u0633\u0648\u0627\u0644\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u062d\u062f\u0627\u0642\u0644 \u062f\u0633\u062a\u0645\u0632\u062f \u0627\u0645\u0633\u0627\u0644 \u06cc\u0627 \u0646\u062d\u0648\u0647 \u0648\u0627\u0631\u06cc\u0632 \u0627\u0648\u0644\u06cc\u0646 \u0641\u06cc\u0634 \u062f\u0627\u0631\u06cc\u062f\u060c \u0647\u0645\u06cc\u0646 \u062d\u0627\u0644\u0627 \u062f\u0631 \u067e\u0627\u06cc\u06cc\u0646 \u0647\u0645\u06cc\u0646 \u0635\u0641\u062d\u0647 \u0628\u0631\u0627\u06cc \u0645\u0627 \u06a9\u0627\u0645\u0646\u062a \u0628\u06af\u0630\u0627\u0631\u06cc\u062f.<\/p><p style=\"background-color: #3182ce; color: white; display: inline-block; padding: 10px 25px; border-radius: 50px; text-decoration: none; font-weight: bold;\">\ud83d\udc47 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc \u0633\u0648\u0627\u0644\u0627\u062a \u0634\u0645\u0627 \u0647\u0633\u062a\u06cc\u0645<\/p><\/div><p>\u0634\u0627\u06cc\u062f \u062a\u0627 \u0627\u06cc\u0646\u062c\u0627\u06cc \u0645\u0642\u0627\u0644\u0647\u060c \u0628\u06cc\u0646 \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u06f2\u06f7 \u062f\u0631\u0635\u062f \u0648 \u0633\u0627\u06cc\u0631 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0645\u0631\u062f\u062f \u0645\u0627\u0646\u062f\u0647 \u0628\u0627\u0634\u06cc\u062f. \u0628\u0631\u0627\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u0628\u062a\u0648\u0627\u0646\u06cc\u062f \u062f\u0631 \u06cc\u06a9 \u0646\u06af\u0627\u0647\u060c \u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627\u06cc \u06a9\u0644\u06cc\u062f\u06cc \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u0631\u0627 \u0645\u0642\u0627\u06cc\u0633\u0647 \u06a9\u0646\u06cc\u062f\u060c \u0645\u0627 \u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0631\u0627 \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062c\u0628\u0627\u0631\u06cc (\u06a9\u0627\u0631\u0645\u0646\u062f\u06cc) \u0648 \u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f \u0642\u0631\u0627\u0631 \u062f\u0627\u062f\u0647\u200c\u0627\u06cc\u0645. \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u0628\u0647 \u0633\u062a\u0648\u0646 <b data-path-to-node=\"3\" data-index-in-node=\"287\">&#8220;\u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc&#8221;<\/b> \u0648 <b data-path-to-node=\"3\" data-index-in-node=\"303\">&#8220;\u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646&#8221;<\/b> \u062a\u0648\u062c\u0647 \u0648\u06cc\u0698\u0647\u200c\u0627\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f\u060c \u0686\u0631\u0627 \u06a9\u0647 \u0627\u0635\u0644\u06cc\u200c\u062a\u0631\u06cc\u0646 \u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627\u06cc \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u062f\u0631 \u0627\u06cc\u0646 \u062f\u0648 \u0628\u062e\u0634 \u0646\u0647\u0641\u062a\u0647 \u0627\u0633\u062a:<\/p><table data-path-to-node=\"11\"><thead><tr><td><strong>\u0648\u06cc\u0698\u06af\u06cc<\/strong><\/td><td><strong>\u0628\u06cc\u0645\u0647 \u0627\u062c\u0628\u0627\u0631\u06cc (\u06a9\u0627\u0631\u0645\u0646\u062f\u06cc)<\/strong><\/td><td><strong>\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc (\u06f2\u06f7\u066a)<\/strong><\/td><td><strong>\u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f<\/strong><\/td><\/tr><\/thead><tbody><tr><td><span data-path-to-node=\"11,1,0,0\"><b data-path-to-node=\"11,1,0,0\" data-index-in-node=\"0\">\u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646<\/b><\/span><\/td><td><span data-path-to-node=\"11,1,1,0\">\u0631\u0627\u06cc\u06af\u0627\u0646<\/span><\/td><td><span data-path-to-node=\"11,1,2,0\">\u0631\u0627\u06cc\u06af\u0627\u0646<\/span><\/td><td><span data-path-to-node=\"11,1,3,0\">\u0646\u06cc\u0627\u0632\u0645\u0646\u062f \u0633\u0631\u0627\u0646\u0647 \u062c\u062f\u0627\u06af\u0627\u0646\u0647<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"11,2,0,0\"><b data-path-to-node=\"11,2,0,0\" data-index-in-node=\"0\">\u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc<\/b><\/span><\/td><td><span data-path-to-node=\"11,2,1,0\">\u062f\u0627\u0631\u062f<\/span><\/td><td><span data-path-to-node=\"11,2,2,0\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td><td><span data-path-to-node=\"11,2,3,0\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"11,3,0,0\"><b data-path-to-node=\"11,3,0,0\" data-index-in-node=\"0\">\u0647\u0632\u06cc\u0646\u0647 \u062f\u0631\u0645\u0627\u0646<\/b><\/span><\/td><td><span data-path-to-node=\"11,3,1,0\">\u0631\u0627\u06cc\u06af\u0627\u0646<\/span><\/td><td><span data-path-to-node=\"11,3,2,0\">\u0631\u0627\u06cc\u06af\u0627\u0646<\/span><\/td><td><span data-path-to-node=\"11,3,3,0\">\u0647\u0632\u06cc\u0646\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0646\u0631\u062e \u0627\u0646\u062a\u062e\u0627\u0628\u06cc<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"11,4,0,0\"><b data-path-to-node=\"11,4,0,0\" data-index-in-node=\"0\">\u06a9\u0645\u06a9\u200c\u0647\u0632\u06cc\u0646\u0647 \u0627\u0632\u062f\u0648\u0627\u062c<\/b><\/span><\/td><td><span data-path-to-node=\"11,4,1,0\">\u062f\u0627\u0631\u062f<\/span><\/td><td><span data-path-to-node=\"11,4,2,0\">\u062f\u0627\u0631\u062f<\/span><\/td><td><span data-path-to-node=\"11,4,3,0\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"11,5,0,0\"><b data-path-to-node=\"11,5,0,0\" data-index-in-node=\"0\">\u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/b><\/span><\/td><td><span data-path-to-node=\"11,5,1,0\">\u0628\u0631 \u0627\u0633\u0627\u0633 \u0644\u06cc\u0633\u062a \u0648\u0627\u0631\u06cc\u0632\u06cc<\/span><\/td><td><span data-path-to-node=\"11,5,2,0\">\u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/span><\/td><td><span data-path-to-node=\"11,5,3,0\">\u0628\u0631 \u0627\u0633\u0627\u0633 \u0646\u0631\u062e (\u06f1\u06f2\u060c \u06f1\u06f4 \u06cc\u0627 \u06f1\u06f8\u066a)<\/span><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2501ed6 elementor-widget elementor-widget-html\" data-id=\"2501ed6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.faq-container {\r\n    max-width: 800px;\r\n    margin: 40px auto;\r\n    direction: rtl;\r\n    font-family: \"Vazirmatn\", sans-serif;\r\n}\r\n.faq-item {\r\n    background: #ffffff;\r\n    border-radius: 12px;\r\n    margin-bottom: 14px;\r\n    border: 1px solid #e8e8e8;\r\n    overflow: hidden;\r\n    transition: all 0.25s ease;\r\n}\r\n.faq-question {\r\n    padding: 16px 18px;\r\n    cursor: pointer;\r\n    font-size: 16px;\r\n    font-weight: 600;\r\n    color: #003B6F;\r\n    position: relative;\r\n    background: #ffffff;\r\n}\r\n.faq-question::after {\r\n    content: \"+\";\r\n    position: absolute;\r\n    left: 18px;\r\n    top: 50%;\r\n    transform: translateY(-50%);\r\n    font-size: 22px;\r\n    color: #FE4F70;\r\n    font-weight: bold;\r\n}\r\n.faq-item.active .faq-question::after {\r\n    content: \"-\";\r\n}\r\n.faq-answer {\r\n    max-height: 0;\r\n    overflow: hidden;\r\n    background: #F7F9FC;\r\n    transition: max-height 0.35s ease;\r\n    padding: 0 18px;\r\n    font-size: 14.5px;\r\n    line-height: 1.9;\r\n    color: #003B6F;\r\n}\r\n.faq-item.active .faq-answer {\r\n    padding: 16px 18px 20px;\r\n    max-height: 900px;\r\n}\r\n<\/style>\r\n\r\n<div class=\"faq-container\">\r\n\r\n<h2 style=\"color:#003B6F; font-size:22px; font-weight:700; margin-bottom:25px;\"><span class=\"ez-toc-section\" id=\"%D9%BE%D8%A7%D8%B3%D8%AE_%D8%A8%D9%87_%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%DA%A9%D9%84%DB%8C%D8%AF%DB%8C_%D8%AF%D8%B1%D8%A8%D8%A7%D8%B1%D9%87_%D8%A8%DB%8C%D9%85%D9%87_%D8%A7%D8%AE%D8%AA%DB%8C%D8%A7%D8%B1%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\"><\/span>\r\n\u067e\u0627\u0633\u062e \u0628\u0647 \u0633\u0648\u0627\u0644\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\r\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n<div class=\"faq-item\">\r\n  <div class=\"faq-question\">\u0622\u06cc\u0627 \u0633\u0648\u0627\u0628\u0642 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0631 \u0632\u0645\u0627\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0647 \u0633\u0627\u0628\u0642\u0647 \u0627\u062c\u0628\u0627\u0631\u06cc \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/div>\r\n  <div class=\"faq-answer\">\r\n    \u0628\u0644\u0647\u060c \u062a\u0645\u0627\u0645 \u0633\u0648\u0627\u0628\u0642 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u062f\u0647 \u062f\u0631 \u0646\u0648\u0639 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc\u060c \u062c\u0632\u0648 \u0633\u0648\u0627\u0628\u0642 \u0645\u0648\u062b\u0631 \u0634\u0645\u0627 \u062f\u0631 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06af\u0631 \u0628\u0639\u062f \u0627\u0632 \u0645\u062f\u062a\u06cc \u062f\u0631 \u0634\u0631\u06a9\u062a\u06cc \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0634\u0648\u06cc\u062f\u060c \u0633\u0648\u0627\u0628\u0642 \u0642\u0628\u0644\u06cc \u0634\u0645\u0627 (\u0627\u062e\u062a\u06cc\u0627\u0631\u06cc) \u0628\u0647 \u0633\u0648\u0627\u0628\u0642 \u062c\u062f\u06cc\u062f (\u0627\u062c\u0628\u0627\u0631\u06cc) \u0645\u062a\u0635\u0644 \u0634\u062f\u0647 \u0648 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0645\u062c\u0645\u0648\u0639 \u0622\u0646\u200c\u0647\u0627 \u0645\u0644\u0627\u06a9 \u0645\u062d\u0627\u0633\u0628\u0647 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n  <div class=\"faq-question\">\u0622\u06cc\u0627 \u0628\u0627 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc \u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627\u06cc \u062e\u0635\u0648\u0635\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f\u061f<\/div>\r\n  <div class=\"faq-answer\">\r\n    \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0645\u0639\u0627\u062f\u0644 \u0628\u06cc\u0645\u0647 \u0627\u062c\u0628\u0627\u0631\u06cc \u06a9\u0627\u0631\u0645\u0646\u062f\u06cc \u0627\u0633\u062a\u061b \u06cc\u0639\u0646\u06cc \u062f\u0631 \u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627\u06cc \u0645\u0644\u06a9\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u06a9\u0627\u0645\u0644\u0627\u064b \u0631\u0627\u06cc\u06af\u0627\u0646 \u0627\u0633\u062a. \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627\u06cc \u062e\u0635\u0648\u0635\u06cc\u060c \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0641\u0642\u0637 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0647\u0632\u06cc\u0646\u0647 \u0631\u0627 \u0637\u0628\u0642 \u062a\u0639\u0631\u0641\u0647 \u062f\u0648\u0644\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0628\u0631\u0627\u06cc \u067e\u0648\u0634\u0634 \u06a9\u0627\u0645\u0644 \u062f\u0631 \u0628\u062e\u0634 \u062e\u0635\u0648\u0635\u06cc\u060c \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc\u060c \u06cc\u06a9 \u00ab\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc\u00bb \u0646\u06cc\u0632 \u062a\u0647\u06cc\u0647 \u06a9\u0646\u06cc\u062f.\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n  <div class=\"faq-question\">\u0648\u0636\u0639\u06cc\u062a \u062e\u0631\u06cc\u062f \u062e\u062f\u0645\u062a \u0633\u0631\u0628\u0627\u0632\u06cc \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u062a\u061f<\/div>\r\n  <div class=\"faq-answer\">\r\n    \u06a9\u0633\u0627\u0646\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0627\u0631\u0646\u062f \u0647\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u062f\u0648\u0631\u0627\u0646 \u062e\u062f\u0645\u062a \u0633\u0631\u0628\u0627\u0632\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0647 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u06a9\u0646\u0646\u062f. \u0634\u0631\u0637 \u0644\u0627\u0632\u0645 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u060c \u0628\u06cc\u0645\u0647\u200c\u067e\u0631\u062f\u0627\u0632 \u0641\u0639\u0627\u0644 \u0628\u0627\u0634\u0646\u062f \u0648 \u062d\u062f\u0627\u0642\u0644 \u062f\u0648 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u200c\u0628\u06cc\u0645\u0647 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.\r\n  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(\u0647\u0645\u0633\u0631\u060c \u0641\u0631\u0632\u0646\u062f\u0627\u0646 \u0648 \u06af\u0627\u0647\u06cc \u0648\u0627\u0644\u062f\u06cc\u0646) \u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0645\u0633\u062a\u0645\u0631\u06cc \u0637\u0628\u0642 \u0636\u0648\u0627\u0628\u0637 \u0642\u0627\u0646\u0648\u0646\u06cc \u0648 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062f\u0648 \u0633\u0627\u0644 \u0622\u062e\u0631 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n  <div class=\"faq-question\">\u0622\u06cc\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u062d\u0642\u200c\u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u06cc\u06a9\u062c\u0627 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